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Helen Maynard's  Instablog

Helen Maynard, Ph.D., is the principal and founder of Affine Financial Services, a Limited Liability Company registered in Massachusetts. Her mission is to help clients develop and execute financial plans that meet their lifetime goals while minimizing the cost and associated stress. She guides... More
My blog:
Affine Financial Services
  • Schwab's Commission-Free ETF's: This Changes Everything

    I'm excited about Schwab's announcement of commission-free exchange traded funds.  They're currently offering four ETF's:

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    Nov 18 09:54 pm | Link | Comment!
  • Gold Star Portfolio: First Report Card

    Back in August, I created the Gold Star Portfolio -- a selection of mutual funds that have low expense ratios and are rated highly by Morningstar.  It's been almost three months -- time for a quarterly check up.

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    Nov 15 05:21 pm | Link | Comment!
  • The End of Conspicuous Consumption? QVC vs. S&P 500

    Kyle at Amateur Asset Allocator hosted this week's Money Hacks Carnival and selected my post on Dollar Cost Averaging as an editor's pick.  Thanks, Kyle!

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    Tags: LINTA, QVC, recession
    Nov 04 09:06 pm | Link | Comment!
  • Uncle Sam's Tax Tips for the Unemployed

    I'm not sure why Uncle Sam waited so long to publish his tax guide for the newly unemployed.  The US unemployment has been above 5% for over a year.  We really could have used this last winter when the rate of new claims was at its peak.

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    Oct 29 12:21 am | Link | Comment!
  • Sustainable Energy: Solar Cell Skeptic
    Polycrystalline Solar Cell
    Polycrystalline Solar Cell

    Back in July, I announced the start of a new series of posts on Sustainable Energy, but I haven't had a chance to actually write about the topic until today.  No time like the present, then, to launch into my favorite diatribe:  Solar Heresy.

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    Oct 17 11:28 pm | Link | 3 Comments
  • Dollar Cost Averaging: Useful Tool, Bad Idea, or Marketing Gimmick?

    Dollar cost averaging is the practice of investing the same amount of money at regular periodic intervals.  For example, a person might invest $300 every month.  It's generally thought to be a good practice, but some call it a marketing gimmick, and others call it a losing proposition.  Which is true?  As with most debates, each viewpoint has some truth to it.  Let's look at each.

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    Oct 16 02:24 am | Link | Comment!
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