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J.D. Welch

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  • Dividend Growth Portfolio: 2012 Mid-Year Update [View article]
    Dave: I second Robert's appeal!

    If you write "basic blocking and tackling" articles for DTA, it would be great to see them over here on SA, too. I just don't have the time to read multiple financial sites (or any sites, for that matter) besides SA, but would love to see a series of "the basics" articles that I could send to my son.

    Best of luck,
    Aug 14, 2012. 12:27 PM | 4 Likes Like |Link to Comment
  • Are Dividend Growth Stocks In A Bubble? [View article]
    Joni: MPT is the antithesis of DGI. Learn about it, so you can be better educated ("Know your enemy"), but as for me and my kin, we're sticking with DGI...
    Aug 9, 2012. 11:44 PM | 4 Likes Like |Link to Comment
  • Do You Really Need $1 Million To Retire? [View article]
    "Think of the people who used to think they would just sell the house and retire, it is the same flawed thinking."

    Yeah, that was part of my former plan, then I got laid off in 2002 & had to live off of the equity in my home for about a year and a half, then had to sell in a tepid Salt Lake City housing market and buy in a hot San Diego market, then got laid off again in 2005 & had to sell in an even hotter SD market, got my current job within 4 months but had to move again, this time to PHX into a *smokin'* market, which promptly crashed a short time later. So, yeah, the "retire on the equity in the house" strategy, not so good...

    But things are better, now, and looking up! :-)
    Aug 5, 2012. 02:21 AM | 4 Likes Like |Link to Comment
  • Buffett's 50-Year-Old Principles Are Still Sound [View article]
    Well, you answered it, giorgio: He's Pro dividends when he gets then, and he's Con dividends when it comes to paying them.

    LOL! :-)
    Aug 2, 2012. 11:02 PM | 4 Likes Like |Link to Comment
  • Dividend Aristocrats Are Undervalued [View article]
    DVK: I am OCD. Not cripplingly so, but it does color how I approach things. But that's where My Mad Method came from, my need to document and keep track of data and records. If one can channel it and not be overtaken from it (OCD), it can be a boon...
    Jul 29, 2012. 08:28 PM | 4 Likes Like |Link to Comment
  • Could It Be That I'm Smarter Than My Broker? [View article]
    Don't be embarrassed; change of any kind can be difficult to implement. It took me a while to get away from my old broker, mostly because I needed (or felt I did) to prove to my wife that I could make good choices on my own. They weren't incompetent, like it sounds like your guy was, other than letting me "slip through the cracks" to begin with, but they were awfully expensive, and my investment needs and philosophy had changed from where they're coming from. But in the meantime, I ended up spending a lot more money on commissions with them than I'll have to pay for the next several years.

    Anyway, best of luck with your investing...
    Jul 27, 2012. 04:49 PM | 4 Likes Like |Link to Comment
  • Protected Principal Retirement Strategy: Retiring Without A Million-Dollar Nest Egg - Part III [View article]
    Steve: I think the point of "Protected Principal" is that, contrary to the Modern Portfolio Theorists advice to start drawing down 4% a year when you retire (and hoping you die before you run out of principal), akaralph is trying to provide folks with ideas on how to generate an adequate income stream from that principal, thereby protecting it.

    Along those lines, I don't see a position in gold as contributing substantially to that income stream in retirement, but I could be wrong..
    Jul 24, 2012. 10:40 PM | 4 Likes Like |Link to Comment
  • Dividend Growth Portfolio: 2012 Mid-Year Update [View article]
    Good point, Smarty, with some exceptions... MO? PM?

    Just poking at ya, Dude. (BTW, I'm a smoker, so take that with a grain of salt...). LOL!


    (I know, I know, smoking is stupid, and I will quit eventually...). :-)
    Jul 19, 2012. 11:42 PM | 4 Likes Like |Link to Comment
  • Dividend Growth Portfolio: 2012 Mid-Year Update [View article]
    Exactly. We all win when the dividend goes up, and we all win when the price of the stock goes down and we can buy even more shares with those dividends.

    Jul 18, 2012. 11:43 PM | 4 Likes Like |Link to Comment
  • Dividend Growth Portfolio: 2012 Mid-Year Update [View article]
    I'm not in retirement yet, but I'm planning on it. One thing I do is take the total annual amount of dividends from each position and display that as a percentage of the total amount of expected annual dividends. Then you can see that while you may have an even 2% allocation distribution across your 50 positions (for example), the loss of 1 position might have a bigger impact on your income next year than the loss of another. In other words, while the "2% in each of 50" allocation looks good in theory, you need to balance that with what percentage of your annual income each of those 50 positions contributes each year. You may end up not having a nice, even 2% allocation distribution to feel safer about losing any 1 at a given time...
    Jul 6, 2012. 12:57 AM | 4 Likes Like |Link to Comment
  • The Good News About Failure With Blue Chip Investing [View article]
    Obiee: I agree with you about The Mötley Fool. When I first started doing my own investing, I spent more time on TMF than anywhere else, and considered SA articles to be "too technical", which many of them can be (and dry!). But over time I've shifted to SA as my primary source of investing reading. I think it is a "maturing" process...

    As for writing an article, please don't think that anything you write would "dumb down" the "pool" of material! I've been reading your comments, and think you, like most people, have a lot to contribute. Please consider banging out an article on some actionable topic & submitting it to the Editors!
    Jul 2, 2012. 11:37 PM | 4 Likes Like |Link to Comment
  • Dividend Growth Investing: Reflections On What I've Learned, Part 2 [View article]
    It is FUN! It's become my new hobby, and I've been having a blast. Thinking of myself as a DGI investor now IS a very liberating thing. Now I, too, look forward to those down days so I can go shopping!

    And, of course, I use My Mad Method to help me figure out what to buy next!

    Great article, Bob. I'm glad you took the time to make this detour to express your thoughts on DGI...

    Jun 30, 2012. 09:59 PM | 4 Likes Like |Link to Comment
  • Why I Am Sticking With Patriot Coal [View article]
    What's your problem, Reltubon? Do you just spend all your time cruising Mark's articles so you can rag on him? Get a life, do something constructive like writing your own (positive) SA article and getting it published... Wow...
    Jun 29, 2012. 08:49 PM | 4 Likes Like |Link to Comment
  • My Mad Method: New Metric Added [View article]
    I'll check my numbers in the morning & get back to you. In my jammies now, too lazy to go downstairs... :-)
    Jun 29, 2012. 12:33 AM | 4 Likes Like |Link to Comment
  • The No. 1 Reason Intel Is A Buy [View article]
    Great analysis. Thanks.

    Where'd you get your data? I'd like to have access to whatever you used to apply the same approach to other companies.

    Long INTC...
    Jun 26, 2012. 05:34 PM | 4 Likes Like |Link to Comment