J. S. Kim

silver markets in our free newsletter that is not provided on Seeking Alpha. Our independence allows us to critically analyze macroeconomic conditions with a completely unbiased eye, a crucial factor in a market where government intervention into free markets is heavily influenced by their friendly relationships with the investment and banking sector. In January 2012, our Crisis Investment Opportunities newsletter returned an incredible +28.51%, returns that most people would be happy with for an entire year! Updated just with last month’s returns, the cumulative gains of our CIO newsletter from June, 2007 to January 30, 2012 now stands at +202.22%, a yield that has outperformed the S&P 500, the FTSE 100, & the ASX 200 respectively by +216.54%. +217.94%, & +232.72% during the same investment period. During this same time period we even outperformed the benchmark Philadelphia Gold & Silver Index by a whopping 157.07% (*all figures for a tax deferred account). By understanding banker manipulation schemes of silver/gold and switching our overweights between gold and silver at appropriate times, our newsletter has been able to avoid the steep downward volatility in gold/silver every year and significantly even outperform major global gold/silver indexes. In 2010, his Platinum Membership that tracks junior mining stocks returned the following yields on favored SmartKnowledgeU junior mining picks: +457.14%, +346.22%, +189.42%, +221.50%, +119.23%, +65.05%, +70.51%, +72.06%, +154.34%, +84.07%, +73.78%, +97.07%, +97.90%. +88.68%, +80.08%, +77.78%, +68.72%, +45.16% , +8.97%, -11.70%, and -23.52%. We believe 2012 will follow as another banner year for junior mining stocks. By way of our Chief Investment Strategist's dual Masters in Public Policy and in Business Administration with a concentration in Finance, we have gained a complex understanding of government interventions and actions that has allowed us to accurately predict market movements during these dangerous economic times. As far back as August 16, 2006, JS Kim, our President, demonstrated his understanding of this crisis with the following statement posted on his online blog, www.theUndergroundInvestor.com: “Over 7-½ years, if your portfolio has tracked the S&P 500’s index as some 97% of professional money managers aim to do, you have about the same amount of money you had 7-½ years ago. Only with the rapid devaluation of the dollar, your same amount of dollars buys much less today, so...tracking the index has lost you money...And that’s the good news. The bad news is, as of 2006, the US stock market’s performance will likely become even worse for the rest of the decade.” For the past 5 years, JS Kim's predictions have been so accurate that his articles are frequently picked up by the online websites of USA Today, the New York Times, Reuters, the Financial Times, the International Business Times, and the Wall Street Journal. To help you create wealth during risky, uncertain and volatile times, we offer several services: (1) A Crisis Investment Opportunities investment newsletter (including a discussion of the best non-stock assets to own) that has outperformed all major global indexes both long-term and short term and significantly outperformed even global silver/gold indexes. (2) A premium Platinum Membership that includes a complete online research and online education service supplemented by frequent and timely investment bulletins released throughout the year as well as an annual Platinum Stock & Asset guide, and commentary regarding dozens of junior mining stocks and other alternative assets outside of gold and silver. Our annual Platinum bulletins usually number 50-70 per year and describe specific investment opportunities that can return very large gains over short periods of time by taking advantage of crisis-specific opportunities; (3) A Wealth Secrets Membership that divulges all the information you need to understand how capital markets work and how the banking and monetary system truly operate. This membership fills in all the gaps of information about creating wealth lacking at Harvard, Oxford, or Princeton and dispels all the misinformation taught in Academia so you can understand how this monetary crisis will play out and take the necessary steps to protect and create wealth during this time; (4) Private Wealth Consultations; and (4) Corporate Consultations Presently, SmartKnowledgeU™ has clients in over 33 countries including Sweden, Argentina, Switzerland, England, the United States, Scotland, Canada, Ireland, Croatia, Germany, Italy, Belgium, Finland, Mexico, Singapore, Malaysia, Indonesia, Thailand, South Korea, Hong Kong, Japan, Australia, the Czech Republic, New Zealand and more. See what some SmartKnowledgeU™ clients are saying below: "I just want you to know how much I appreciate how you interact with your members and how you explain your thought process regarding PM investing. Your guidance is wonderful, and it imparts a feeling of your knowing the psychology of the inexperienced investors -- who are ready to 'jump in'-- (possibly at the wrong time....not knowing what we are doing :-) As you teach us, trust grows, as many of us may be a 'little', (that being an understatement) nervous, as we have lost money in the past, due to poor financial advice. I especially appreciate the kind, understanding and gentle quality of how you guide and 'take care' of your members. There is a very special quality that comes through very clearly, and I just wanted you to know how much I personally appreciate it." "It is clear that you are devoted to helping people and have a very deeply rooted vision; and the way you communicate exudes integrity, politeness and humanity. Actually, one of the main things that made me decide to become a member of CIO, besides the results you have achieved, was your explaining your successes as well as some things you had learned along the way. Your openly saying what you had learned caught my attention right away and was so refreshing. I am wary of 'spin,' and crave honesty, integrity and deeply appreciate the admission of fallibility in the people and organizations with which I am involved. We are all human and the act of openly stating not only our successes, but also the things that might have been done differently, communicates trust and respect that goes both ways (from you to your members-- i.e. we feel that we are real to you, and you respect us enough to be totally straightforward; and from the members to you-- because you are constantly building and strengthening trust and respect through your vast knowledge and candor)." - Lyn B., USA "Money has definitely been made, you pretty much timed this thing to perfection. Absolutely incredible. Got plenty of dry powder left and ready to load up again when you give the word." (regarding a warning to take profits with specific precious metal stocks in June 2009, the SmartKnowledgeU™ Crisis Investment Opportunities newsletter) - Tim D., California, USA "I did buy some [of the investments we discussed]. They're up 125%...I've always believed that knowledge is power. Not only do you have a huge arsenal of knowledge, you have the intuition. You are truly gifted, and I am blessed to have SmartKnowledgeU™ as a friend." - Angela C., California, USA “Whilst I purchased your Platinum level membership a couple of weeks ago, it has only been in the last 36 hours that I have actually gotten into the modules (21-28). So two words: WOW! and THANK YOU! Actually three words... but truly, I am finding the information and the degree of detail fascinating, I feel your passion for this subject coming off the screen! And, importantly, I am acting on this information. Thank you for your massive efforts in putting this course together and making it available to all.” - Jamie T., Melbourne, Australia Regarding the SmartKnowledgeU Private Consultation: "Your input has been most valuable and you have given me so much confidence and knowledge about the current crisis. I am certain that my portfolio would not be where it is today if not for your services. I am delighted to report that my portfolio is doing very well! Earlier this week, I made over $20,000 in one day in just my stocks (not even including the [other investments we discussed]).....I couldn't have done it without you...I do subscribe to a number of different services to provide me with a well rounded perspective; however, your service is by far the most detailed and thorough (and my favorite)." - Cheryl W., Indiana, USA Regarding a specific and timely investment opportunity we sent all Platinum Level members in a 2008 Special Alert: “Sold all 150 calls and locked in gains of about $23,000 [in just two weeks time]. Thanks!” - Rich K., Florida, USA "You were so prescient in predicting all of this -- it's amazing! I remember you predicting Washington Mutual failing too! You really do have a crystal ball." - Joanna G., California, USA “I am definitely more confident [about investing on my own]. Since I became a [Platinum] Member, I have consolidated all of my 401k funds into one Fidelity account, and the investments I have made have been significantly better than if I had left them where they were. I am 55 years old and only have about 10 more years to get my 401k healthy to a point that I can retire and live a fairly good life. I am confident I can get my account up significantly so that my children will not have to worry about my finances as I grow older.” - Diane H., Maryland, USA “I am making money now, and your input has been very valuable to me, as I am learning about the economics and investment. I am quite grateful to get to know and learn from you at the early stage of my investment, and it has set me on a good and right track.” - Aaron K., California, USA “I have rarely met a professional with so much deep insight and knowledge about his area of expertise. The advice John gives is to the point and easy to follow. I will highly recommend John to anyone.” - Tim H., Bangkok, Thailand "I truthfully want to thank SmartKnowledgeU Team, especially Mr. Kim, for allowing other people to learn about such precious knowledge that we could hardly ever find elsewhere. I confidently believe that the things that SmartKnowledgeU teaches will be significantly influential to so many people. Mr. Kim allows me to live outside the machine where its system restricts the population from seeing the truth for themselves. I consider myself very lucky for knowing Mr. Kim and SmartKnowledgeU." - Max K., Seoul, South Korea “I have stressed to both of [my children] that reading these modules [the SmartKnowledgeU™ wealth literacy modules for young adults] can be life changing if they put some effort into reading the material…Once again, thank you very much for sharing this material with my children. I sincerely believe this will change their life.” - Diane H., Maryland, USA “Mr. Kim is one of the best high performing executives I know in Japan. He has excellent connections at the highest levels in various industries, high level skills in foreign languages, highly self-motivated individual, displays leadership skills, nice personality and is a member of the corporate elite in Asia. I recommend him without any hesitation. It is always a pleasure to work with Mr. Kim and we would welcome another opportunity to partner with him.” - Al P., Tokyo, Japan For more information, email us at info[at]smartknowledgeu[dot]com or visit http://www.smartknowledgeu.com

1930's, has drastically altered the manner in which analysts need to absorb and filter information. in the face of massive government intervention, technical and fundamental analysis alone are highly inadequate to provide decent guidance in the investment arena. At the Underground Investor, we aim to provide you with meaningful, insightful proprietary analysis that will provide you with a glimpse of the much higher level of analysis and investment guidance you can expect from our subscription services at SmartKnowledgeU.com.

misinformation about the health of the global economy and the true roots of this current crisis. In the first edition of this book, JS predicted that US dollar weakness would trigger huge devaluations in the the Euro and Pound Sterling in 2008. He also correctly predicted consecutive days of triple-digit down days that afflicted US markets at the start of 2008. Discover why JS believes that this monetary crisis is just getting started and how you can not only protect yourself, but how you can profit from an extremely dangerous investment environment in 2009.