Javier Paz is a senior analyst at Aite Group within the Wealth Management practice. In this role, he examines brokerage trends in business, regulations, and technology across asset classes, with a particular focus on retail and high-end retail. Javier’s views on retail FX brokerage and in social investing are widely followed. He has served as keynote speaker and panelist at capital markets conferences. Javier has appeared on Reuters TV and is regularly quoted by leading media firms (WSJ, Reuters, Bloomberg, etc). Some of his articles have been published on e-Forex magazine and FX Trader magazine. He is also a McGraw-Hill author, with “Forex Trading Plan”, a book on currency trading due out mid-2012. Prior to Aite Group, Javier held management roles at FX market research boutique ForexDatasource and retail FX broker Interbank FX. In the late 1990s, he was a fixed income analyst for CSFB and a currency analyst for FleetBoston Bank. He holds an M.B.A. from Brigham Young University and has held an NFA Series 3 license. Javier is a native Spanish speaker and is fluent in English, French, and Portuguese.