Jeff Howard is a Certified Financial Planner™ professional and has a Masters Degree in Personal Financial Planning from Georgia State University. Jeff owns and operates Black Swan Financial, Inc., a Registered Investment Advisor. He provides investment management and financial planning services to a broad range of clients.

Through his blog, Climb Finance, Jeff publishes articles on a variety of topics including the portfolio management process, ETF research and analysis, behavioral finance, market statistics and dynamics, and taxation.