I graduated with a BS in business. My major was in Financial Services with the idea of becoming a CFP back in 1990. I set a goal of retiring by age 40, Although, back then, that is not a goal that you want to advertise to the masses unless you want to get heckled. I started investing in individual stocks in 1988. After graduation, my life led me into a career in banking. I began educating consumers on how to "invest in your debt." Getting clients off the 30 year mortgage fix and showing them how to get out of debt in as little as a few years. This technique proved very successful. My career ultimately led me to owning my own mortgage bank in 2002. By 2008, we were in Fortune magazine's list of fastest growing companies. My goal was to retire TWICE. Once at age 40 and again at 59 1/2. I call this "Extreme Early Retirement." Extreme early retirement doesn't mean you have to quit your job or your career, unless that is your goal. It simply allows you the ability to enjoy life in the manner you wish minus society's pressures. I believe this liberation is what all investors seek.
Veteran options-oriented value investor.
Options can make you a riskier speculator - or they can make you a better value investor, a better dividend growth investor, or a better high yield income investor
Incorporating customized and conservative value-oriented option strategies can significantly improve your performance while also helping you overcome the biggest drawbacks to value investing (rare bargain opportunities on truly world class businesses), dividend growth investing (takes too long), and current high yield income (high risk).
For the last 7+ years, via the Great Option Trading Strategies website, I've been publicly advocating and teaching a customized options-oriented approach to acquiring ownership stakes in exceptional businesses at exceptional prices and to generate high yield income from low risk stocks.
True investing works . . . and smart, conservative, customized option trades designed to systematically reduce risk and perpetually lower the cost basis on the long term investor's portfolio makes it work better and faster.
Self- employed for 3 decades. "Investing" in the market for about the same with varying degrees of success [ or lack thereof].
Fiscally conservative by nature I am currently trying to "retrain" myself so that I can be more aggressive................thus doubtless losing MORE money!
I'm an Independent investor with a passion for equity research. I'm usually long term minded, but occasionally engage in short term trades.
My trading style focuses primarily on fundamentals, with short term technicals occasionally commanding my attention. I believe that making money in the market requires forward thinking investment objectives, patience, confidence, and a trading ethic that embraces the opportunities presented by short term downtrends.
To reach out to Forward Looking Guru for business opportunities, to share ideas, guest writing opportunities, consulting opportunities e-mail him at Forwardlookingguru@gmail.com.
The Parsimony community is made up of thousands of do-it-yourself dividend and income investors working toward one common goal...generating consistent income!
Our strategy is simple:1. Buy great dividend stocks at reasonable prices.2. Enhance income with conservative option strategies.3. Manage risk through diversification and exit strategies.
Our research (which includes dividend stock rankings, single stock Buy Zone reports, stock screens, and model portfolios) will give you all the tools you need to build and monitor your own DIY Dividend Portfolio and super charge that portfolio with conservative option strategies (cover calls and cash-secured puts).
For more information about our subscription services click the links below:
- DIY Dividend Portfolio
- Triple Income Portfolio (stocks + options)
Evaluation of the dominant assumptions and an understanding of the dynamics of the economic engine is the basis of an approach to asset allocation that provides for both a rational determination of value and an understanding of sentiment in the form of price as a measure of the irrational nature of the operational environment, an approach that is intended at once to avoid unnecessary risk while at the same time enable gradual rebalance of assets as a means to increase net worth via optimization of appreciation and long term yields. Let's call that buy low and fly high just for fun.
I'm a dividend growth investor in my mid 30s. I invested in poorly performing mutual funds in my 20s, but in the last couple of years have transitioned towards equities. Although the bulk of my stocks produce income, I also invest in stocks which are more oriented towards capital appreciation. Since I switched to a more entrepreneurial career, I'm hoping to live off my current dividends until I can get a reliable income stream going again. Think of me as a young retiree!
I am based in Glasgow Scotland. Had a share of my own business. Sold up 10 years ago. We put most of our profits into our pension fund and saved massive amounts of tax. Only interested in income. So I have 3 Self Invested Personal Pensions(Tax Free) 1 Individual Saving Account (Tax Free) 1 Share Portfolio Taxable) I have 50/60 different items. Update 15/72015 now have 117
items (19 in the US) The compounding income is really working now.
Bob is retired from a career in law enforcement including more than 20 years as an instructor of Investigative Interviewing. He is a Dividend Growth investor using dividend yield from low beta stocks for income and preservation of capital. Bob has self managed his portfolio since early in 2011. He hopes to encourage discussion among those already in retirement and receiving income from their portfolios.
My curent portfolio is available here: http://seekingalpha.com/article/3969664-difference-quarter-can-make-1st-quarter-portfolio-review?source=all_articles_title
I believe that everyone needs a portfolio business plan. Here's a copy of ours:: http://seekingalpha.com/article/2426965-our-retirement-portfolio-business-plan-legacy-edition-part-two
A list of Dividend Growth Safety Superstars for the past decade is available here: http://seekingalpha.com/article/2255863-a-review-of-the-dividend-safety-superstars http://seekingalpha.com/article/2266863-a-current-review-of-dividend-safety-superstars-part-two