Jim Van Meerten is the Owner and Publisher of http://FinancialTides.blogspot.com and earned a BS in Accounting and Business Administration from Berry College; a Juris Doctorate from the Woodrow Wilson School of Law; and post-baccalaureate and graduate courses in Business Administration, Quantitative Math, and Education at Florida Atlantic University, Georgia State University and University of North Carolina at Charlotte. In the past he has been an accountant, attorney, adjunct professor in Business Law and Internal Auditing, financial advisor, supervisory principal, and compliance officer. He is presently "The Amateur," playing against 5 seasoned veterans on MSN.com's Strategy Lab. He would enjoy hearing your comments at FinancialTides@gmail.com.