Joel Litman is Chief Investment Strategist at Valens Securities, Inc., Valens Equities (formerly Equity Analysis & Strategy, Inc.), and Valens Credit, LLC. He advises institutional clients in quantitative and fundamental analysis of corporate credit, equity, and macroeconomic investment strategy. Litman serves as Chairman/CEO of Valens Securities. He is a member of the Board of Directors of COL Financial Group (PSE:COL). Litman has held Manager/Director positions at Credit Suisse, Diamond Tech Partners (now PwC), Deloitte Consulting, HOLT Value Associates, and American Express. He has served as editor or author in Harvard Business Review, Strategic Finance, and others. He co-authored the highly-acclaimed book, DRIVEN: Business Strategy, Human Actions, and the Creation of Wealth. Litman has taught or guest-lectured at Harvard Business School, University of Chicago Booth, MIT Sloan, Wharton, LBS, Hult IBS, SAIF Jiang Tong, and others. He has conducted seminars for CFA/CPA Societies, CalPERs, Fidelity, CSFB, HSBC, PwC, Oracle, the US State Dept. and others. In education, Litman helped build The Institute of Strategy & Valuation; Credit Suisse’s HOLT University for investors and executives; the S.E.V. Concentration at the Driehaus College of Commerce at DePaul University; and the C.S.V. designation - Certified in Strategy & Value-Creation; Intellectual property includes the Signal Flag patent; Return Driven Strategy©; Strategic Valuation™; and Credit Cash Flow Prime™. Litman is a member of the Global CFA Institute for Chartered Financial Analysts. He received a B.S in Accounting from DePaul University. He is a CPA (Certified Public Accountant) and holds an MBA/MM from the Kellogg Graduate School of Management at Northwestern University. Litman’s most important work is in assisting under-developed communities through elementary-through-college scholarships, job training programs, and microfinance lending, particularly in the Philippines.