John Gerard Lewis is the principal at Gerard Wealth Management and also owns law-related media companies. He has appeared on the Fox Business Network (http://video.foxbusiness.com/v/1620019538001), and is former manager of the "Stable High Yield" portfolio at Covestor.com.
I am a retired engineer and started managing my own investments a couple of years ago. Nearly all of my investments are in a traditional IRA held at Schwab. I started drawing social security last year after I turned 67. I am primarily an income investor with a mix of ETFs, CEFs and about 30% in a CD/bond ladder and 25% in cash waiting for the next correction. I need to withdraw 4-5 % each year from my IRA in order to meet our expenses.
Managing my retirement portfolio is easier now that I found Seeking Alpha. Dividend income, bonds, REITs, utilities, Senior Living Communities and aging.
Stocks: SO, AEP, DUK, GAS, NGG, JNJ, PG, KMB, HCN, HCP, WPC, O, VTR, XOM, CVX, COP
Bond Ladder: Up to 8 years, starting on 9th year. Treasuries, Corporates, CDs. Will be interested in TIPS when the time is right.
I am a keen dividend growth investor with a new found passion in the stock market and buying income on sale.
Although a fan of the lower risk DGI method, I am all in for financial freedom and attempting to retire by 30. I am therefore willing to take on more risk to get there and I am now investing into higher yield stocks predominantly MReits, BDCS and Reits. I firmly believe that this approach will get me there faster alongside investing in undervalued dividend growth stocks that will compound better in the long run.
I am looking at a complete 50/50 split of DGI growth stocks for stability and 50% high yield alternatives. I am now looking into Reits, MReits and BDC's for my journey to financial freedom.