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John Lounsbury is a
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How do credit defaults affect outstanding credit? It seems to me that they should reduce it. If that is the case, then no change in Household debt levels means that defaults are being offset by others adding more debt.
Nov 08 16:57 pm
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+4
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All Comments by John Lounsbury »Consumer Credit Down - But Does It Show Deleveraging? [View article]
We are, therefore, deleveraging very selectively, through credit defaults. It is tough to get ahead when the "savings rate" is substantially composed of credit defaults.