Investor with over 30 years of investment experience beginning in the early 80's during my college days at West Point. As a professional, I was a Financial Advisor for almost 10 years from 1994 until 2003 at Morgan Stanley and Prudential Securities. I earned my MBA from Kellogg at Northwestern University, expanding my investment knowledge and skills ... but nothing beats 'the school of hard knocks'. I have been focused on equity investing, experiencing and suffering through all of the major and minor market corrections since 1980. So I now have the intestinal fortitude and a very strong stomach for risk (volatility). Having read numerous articles on Seeking Alpha, I decided that my views can offer some value, especially since I put 'my money where my mouth is' with skin in the game just as I did as an investment professional. I have been particularly focused on options for the past 10 years and you can NEVER stop learning how to employ these tools. I am typically a contrarian and longer-term investor and do not follow the hoard mentality. I am not a momentum player unless I can be extremely nimble with the 'trade'. I value the views of others, especially those with the credibilty, expertise and 'chops' for their analyses and prognostications, but I do my own homework when it comes to the fundamentals - I adhere to the Caveat Emptor (Buyer Beware) concept.