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Joseph Bernier

 
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  • New Dividend Challengers Should Carry Warning Labels: "Caution! Not Recession Tested!" [View article]
    Mike,

    Great article as always. Just a good reminder to always do your homework on a stock and not just blindly buy anything with a dividend streak or attractive yield.

    I'm sure a lot of us would be interested in an update of your "It's Time To Play Ball" series if you have the time. I read those articles when I still in the initial phases of starting my DGI portfolio and they have really helped me along as I continue to design and build my own winning roster.

    -Joseph
    Aug 22, 2014. 11:24 PM | 1 Like Like |Link to Comment
  • A Multistage Rocket Model For A Dividend Growth Stock Portfolio [View article]
    Robert,

    I don't think Stephen was implying that DGI'ers aren't long term investors, I think he was just pointing out how few "younger" DG investors there are. The majority are closeer to retirement age. I've been practicing DGI with my portfolio for about and a year and half now and haven't seen too many others around my age (early 20's).
    Jun 25, 2014. 11:22 PM | 2 Likes Like |Link to Comment
  • A Multistage Rocket Model For A Dividend Growth Stock Portfolio [View article]
    With that definintion Stephen, I'd have to go with V right now. I bought some at $200 for my DGI portfolio and may add more here soon. High EPS growth, low cap-ex, and a great balance sheet should make for a great dividend growth investment going foward.
    Jun 21, 2014. 08:50 AM | Likes Like |Link to Comment
  • Royal Dutch Shell Changes Rules, So Now What? [View article]
    Good article Mike, thanks for the update. Glad I choose the class B shares when I made an investment in my Roth last year.
    May 23, 2014. 05:40 AM | 3 Likes Like |Link to Comment
  • Colgate-Palmolive Company: High Quality But Should You Buy? [View article]
    Nice article PIP. CL is on my list of stocks I'd like to own for my portfolio in the future but will be waiting for a pullback to start a position. I view it along the same lines of KO, XOM, etc. as great core holding for a dividend growth investor.
    Apr 30, 2014. 11:39 PM | 1 Like Like |Link to Comment
  • Small Potatoes Investing: Dilemmas Of Regularly Investing Small Amounts [View article]
    I recently started using Loyal3 last month and like it so far. It usually takes 1-2 days after placing an order for it to execute. You can only invest in whole dollar amounts resulting in the purchase of fractional shares, not a specific number of whole shares. You can also set up automatic monthly purchases with a credit/debit card. It's really good for dividend growth investors starting out in my opinion, as they do offer quite a few blue chip stocks like KO, TGT, MCD, WMT, and DIS that you can accumulate to get a good foundation for your portfolio. Dividend Growth Investor uses it and has done a few blog posts on it at http://bit.ly/14xxhn8.
    Feb 6, 2014. 10:07 PM | 1 Like Like |Link to Comment
  • 4 Regional Bank Dividend Plays [View article]
    Excellent article, good detailed analysis. I completely agree that the smaller, lesser known regional banks are the best way to invest in the financial sector, especially for those looking for dividend plays.
    Jul 18, 2013. 09:05 PM | Likes Like |Link to Comment
  • Does A Blue-Chip Stock Have To Be A Large Cap? [View article]
    GregT,
    Thanks for commenting. I'll have to look into DCI since I haven't heard of it before. Looking to get some exposure to the industrial sector right now in my portfolios. I like the fact that it has been raising dividends for 27 years and has great dividend growth rates, I'll have to do some more research on it.
    Jul 18, 2013. 08:50 PM | Likes Like |Link to Comment
  • 4 Regional Banks With Long Dividend Growth Histories [View article]
    Thanks for commenting. I recently decided to start using a DRIP for my retirement accounts. As Einstein said, "compound interest is the eighth wonder of the world." Definitely a great strategy for those with a long time frame for investment.
    Jul 18, 2013. 08:41 PM | Likes Like |Link to Comment
  • 4 Regional Banks With Long Dividend Growth Histories [View article]
    Thinking Big,
    Thanks for commenting. I took a look at TRST, although it has a good current yield, I just prefer not to invest in stocks that have cut their dividends except special cases and TRST did so twice since 2008. With so many stocks out there to choose from, I prefer ones with more stable dividend growth histories.
    Jul 18, 2013. 08:37 PM | Likes Like |Link to Comment
  • 4 Regional Banks With Long Dividend Growth Histories [View article]
    AaronFunding,
    Thank you for commenting. David Fish's extensive research has definitely inspired a great many of individuals here on Seeking Alpha and I now use it as one of my primary resources when looking for new stocks to research for my personal portfolios.
    With NYCB, although its yield does certainly look tempting, I'm just concerned with the high payout ratio at 88% and the lack of dividend growth. I understand why many banks froze their dividends during the recession but it hasn't raised its since 2004. I prefer to invest in companies that are committed to raising their payouts more often. With financial stocks I also look for a larger margin of safety when it comes to their payout ratios in case of another economic downturn.
    I took a quick look at MTB and I like what I saw and will do more research into it. Thanks for pointing it out. Again, not a lot of dividend growth here recently, but at least it looks like they were committed to regular increases before the recession and the issue with the merger. I guess I'd rather see a company be conservative and not raise it, than over-extend themselves and have to cut it in the future like General Electric a couple years back. Also their low payout ratio provides a nice safety net and the ability to raise the dividend here soon. I think I'd want to wait for a little bit of a pullback before initiating a position though.
    Jul 18, 2013. 08:28 PM | Likes Like |Link to Comment
  • Does A Blue-Chip Stock Have To Be A Large Cap? [View article]
    ONE NFL CIA,
    First off, since I see this is your first comment, welcome to Seeking Alpha! I apologize for the mistake on Procter and Gamble, I missed it when editing the article. Since it's already been distributed through the Dividends and Income Daily and LECO alert e-mails, it's probably too late to fix. I'll be sure to pay more attention to that on my next one. Thanks for reading.
    Jul 7, 2013. 02:21 PM | Likes Like |Link to Comment
  • Does A Blue-Chip Stock Have To Be A Large Cap? [View article]
    Thanks for the comment rohits14!
    Jul 7, 2013. 02:08 PM | Likes Like |Link to Comment
  • Does A Blue-Chip Stock Have To Be A Large Cap? [View article]
    Alzbeta,
    Thanks for commenting and adding to the discussion on LECO. I hadn't heard about the no layoffs, that's interesting for a company that's been around as long as they have. I guess their employees do good work improving their products then since the company has rebounded nicely since 2009.
    Jul 7, 2013. 02:07 PM | Likes Like |Link to Comment
  • Does A Blue-Chip Stock Have To Be A Large Cap? [View article]
    gfmn2000,
    Thanks for commenting. The yield is lower than what I would normally buy as well, I prefer to start positions with at least a 2.5 to 3% yield but with the fairly high dividend growth for an industrial it makes it a good candidate for someone such as myself just starting out with a longer time frame before retirement.
    Jul 6, 2013. 10:49 PM | 1 Like Like |Link to Comment
COMMENTS STATS
22 Comments
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