equity and debt investing. From this analysis, we develop an individualized core portfolio which is diversified and rebalanced as appropriate. 3. Then, and only then, seek opportunities in undervalued sectors to maximize capital appreciation and dividend return. We allocate based on geopolitical, demographic, economic and sentiment review. We re-allocate portfolios when market conditions change. We buy quality firms that are often not well-covered by other firms, preferably when they are beaten down by some short-term event.

to come, Mr. Shaefer warned against such Wall Street trash 20 years ago.) Bringing Home the Gold was Dow Jones' "Big Book" of 1989 in both the US and Japan. You might consider a 20-year-old book outdated -- but you might want to read this straightforward, common-sense primer before you decide! This is a book about *investing* the old-fashioned way -- doing your research, allocating wisely, selecting appropriate sectors and rebalancing effectively. It is now out-of-print, but a recent move uncovered a box of 50 copies. 43 remain. We will give you a book autographed by the author for $10.79, plus shipping of $2.96 (total $13.75). Be sure in your e-mail to tell us how you'd like your copy autographed (just the first or last name you'd like Mr. Shaefer to write when inscribing your copy -- we might have difficulty getting him to write, "To Tom, my oldest and smartest friend, who taught me everything I know about investing!") Send an e-mail to inquire@stanfordwealth.com or call 800 253-2088. We wish you much success in your investing endeavors, Heather W. / Stanford Wealth Management