I am an individual investor. My career was spent in various capacities in Information Technology. I retired near the end of 2010. My knowledge of investing has been acquired over the years primarily through reading, self study and making mistakes. In my retirement, I will live solely on the income from my investments and whatever Social Security I am able to collect, once I reach the eligibility age. Therefore, my investing objectives are income, capital preservation and modest growth, in that order.
Mr. Melman no longer regularly posts comments. He has a fan club of stalkers who report most of what he posts. This caused him to be "suspended" for most of 2015.
If you are reading this and wondering if it applies to you, then yeah, it probably does. Thanks for nothing.
SA's brain-dead comment moderation policy, and the steady decline in article quality during 2015 as most authors have gone behind the "pay wall", makes this a lot less useful place than it was just a couple of years ago.
I am relatively new to investing on my 'own' terms. I let Fidelity handle my 401k for years through a target retirement fund until I read enough to think I could do better... time will tell, but the biggest hurdle is out of the way, I have begun.... I now have a 401k, Roth IRA, and Brokerage account. I like the security of dividend growth stocks as my core portfolio, but I put a little aside to speculate in Biotech, and personal interest.
I live in Southern California. Most of my time is spent handling an oil and gas portfolio or trading/researching equity opportunities. I like biology, energy and tech. I'm also avid in sports such as tennis, mountain biking and basketball.
Individual investor interested in dividend growth stocks and building an income producing portfolio to cover my yearly expenses. I tend to concentrate my efforts on stocks which grow earnings and dividends, which provides outstanding total returns over time. My primary focus is to invest in companies that pay substantial and growing dividends, with solid balance sheets and strong cash flows, that are trading at or under my calculated intrinsic value for the company. Capital appreciation is of secondary concern but still important.
I am a Civil Engineer with a Master's in Structural Design, by profession, but my career was spent in various capacities in Information Technology.
I retired from being an Engineering Fellow for a major industrial conglomerate in 2007. I spent 32 years there and focused on technology strategy and new technology development. I was fortunate to have both a defined benefit pension, a good size 401k, and some taxable brokerage accounts. To keep my mind busy, I made a hobby of personal investment management. I have focused on asset allocation theory, valuation techniques, and technical analysis. As an income investor, my primary interests are choosing and holding individual dividend stocks, including MLPs. I select actively managed mutual funds for other asset classes. I recently began using exchange traded debt (baby bonds) and preferred stock to supplement a multi-sector bond fund.
Recently retired small businessowner, age 68.. Trading stocks and options since the mid '90's; primarily short to intermediate time frame. Since then I woke up to developing an income stream through long term investing in dividend-growth stocks within our IRA accounts. I maintain a smaller "trading" account for conservative options strategies and (hoped for) capital gains in stocks.