I'm retired. Bought the farm -- literally (in NE Texas).I'm a boomer, not a depression era kid (it was my parents who lived through that mess). So I'm exaggerating a bit when I state that the "Great Depression" ran into the late 50's where I grew up (the Appalachia of the West). But I did go to bed hungry, dreaming of food, because there was literally nothing to eat. The family's grocery problem was eventually solved through the good graces of a religious charity, the assistance of friends and neighbors, the perseverance of my parents, and more than a little luck.I believe those early lean times provided a wee-bit of incentive to not let those circumstances repeat themselves... I really dislike going hungry.But I was lucky. I had clothes; usually ate on a regular basis; got a bath once a week in a tin wash tub, whether it was needed or wanted; got medical treatment for the slices, dices and broken bones that would have crippled me, treatment for the diseases that, left untreated, would have killed me; and had the opportunity to go to school. That was an opportunity I seized with both hands and did not let go.I am by nature inherently lazy... given the choice between digging ditch with pick and shovel at $0.10/hour or sitting behind a desk writing software at hundreds of times that hourly rate... I decided not to dig ditches.Now that I'm retired and own the farm, I dig ditches for free.As a kid I read constantly... pretty much everything on just about anything. Cleaned out the local libraries (it was a very small town). "The Richest Man in Babylon", biographies of Hughes, Carnegie, Rockefeller, and others, histories, westerns, mysteries, SF. Remembered various parables about being unable to grasp opportunities because one had wasted his resources.Can't say I always succeeded, but I tried. Towards the end of my career, managed to live on about 1/3 of my gross, saving and investing what was left after taxes and insurance, and still had opportunities for fun, recreation, travel and friends.As a NASA Engineer, I wrote a large variety of software. Some of the more notable items were:* an email management system for the Agency and its contractors (the project included writing the procedures; reporting and correcting third party data errors;* designing, writing and testing the software; designing and implementing the database schema and queries; navigating inter-center politics; etc);* a moving map software that flew twice aboard the Shuttle and displayed alternate landing sites in the event of a launch emergency;* post landing wheel-tire-brake analysis software for the Shuttle (STS-1 to final-flight);* a graphical, real-time dynamic software simulator for a 7-joint robot;* a FMEA/CIL data processing system (software and procedures) for Return-to-Flight after the Challenger disaster; data structures &* translation software for the Shuttle's Wake Shield Experiment; and* a Shuttle-Station docking simulator.Also designed, developed, tested and used a simulation language, a graphics processing language, and various computer language processing and analysis tools.And then there was the "fun" NASA stuff... logging 40 minutes of zero-G time (and 40 minutes of 2G time), riding a 6-DOF shuttle simulator, working (and biking) with a handful of astronauts, SCUBA-ing in the WETF whilst observing astronauts using the tools my group designed, witnessing a Shuttle launch, doing Shuttle post-landing ground penetrometer studies at Edwards AFB, simulating shuttle tile repair whilst mounted horizontally on an air-bearing floor, mentoring younger engineers, and working with some of the best and brightest people I've met in my life.In my free time:* I developed commercial library management, scheduling and reporting software packages, wrote the user manuals, made onsite visits and learned a lot of humility;* guest lectured and taught software development at universities.I traveled:* lived for years in various locales in northern Japan, participated in a traditional Japanese marriage ceremony (my own), helped my father-in-law with a bit of traditional Japanese construction near Sendai, and played Shogi whenever possible (Shogi is the Japanese version of chess. The local shogi master's shocked expression of total surprise when I beat him at the game was priceless ... To the master I was just an idiot "gaijin" [foreigner] and not worth his full attention. He won the next game.);* lived for three months in Hawaii;* made brief excursions to Canada, Mexico and the Caribbean.While at one time I could read, write, think, dream, and speak (without accent) in standard Japanese and could understand a bit of the Tsugaru and Zuzu-ben dialects, I don't practice much anymore.My time in the US Army made me appreciate my MOS (a retired crypto sub-specialty) was not 11B.
Hi, my name is Dave. Retired Senior Manager after 35 years in Information Technology. Bachelor of Science in Mathematics, way back when.
I'm managing my retirement dividend growth portfolio with an objective of higher than average current dividend yield coupled with annual dividend growth exceeding the long term rate of inflation. The goal is to use dividends to supplement my pension and Social Security income. I maintain a smaller,taxable growth oriented account to generate capital gains over the medium term to periodically refill a safe bank account for additional spending.
I am a retired physician and dual citizen expat trying to protect what I've saved over a lifetime of healing. Investing has become one of my hobbies and I try to help share my knowledge and experience with others to become successful investors with self directed accounts.
Basically, an advocate of DGI, and thus long PG, CLX, CL XOM, MCD, AFL, SSY, PEP, JNJ, GE, BF-B, CVS, LMT, GD, HON, KO, T, VZ, & WFC.
I have about 20% invested in municipal bonds.
Because of my age, I have recently began to chase yield to provide cash in my Traditional IRA for the yearly RMD, and thus long BIP, HEP, O, SXL, AEP, ED, EPR, EPD, ETP, KMI, MAIN, MIC, NNN, NRZ, OHI, TD, RY, WPC, SGU, & CORR.
But as I am "young at heart," I still find myself approaching investing as if one who is just starting out, focusing on my "retirement many years down the line." Thus, long SBUX, NKE, ACN, V, & ATVI.
Retired (70+ and not counting) mathematician and computer scientist who is now in the distribution phase. I began investing real money in late 2014 building my portfolio as the market allowed.. Thanks to all my teachers out there in SA Land. Comments on the portfolio are appreciated.
My Income Portfolio (Mar 2016) is shown below.
My goal is a portfolio Yield of =>3,5% with a Total Return of =>6%. Today the YoC=4.6%, Total Return=8.2%.
Basic Materials .................................BBL, SOUTHY
Communication Services.................... VZ,T, FTR, BCE
Consumer Cyclical............................. TUP, MCD, TIME
Consumer Defensive...........................TGTGT, PM, PG, MO, KO,UL,AMNF
Energy...............................................KMI, COP, ESV, XOM, CVX, HP, RDS.B
Financial Services...............................TCAP, MAIN, PSEC, FSC, HTGC, TMP, BNS, MA
Healthcare .........................................BXLT, PFE, JNJ, GILD
Industrials..........................................GE, EMR, UPS, CMI, UTX
Real Estate........................................OHI, VTR, NLY, HCP, O, STAG, WPC, DLR, CCP
Technology ........................................MSFT, IBM, AAPL
Utilities .............................................ED, SO, SCG, XEL, WEC, CNP
Funds ...............................................SCHD, DNP, ETO , AWSHX
I'm a very happy, healthy almost retired person, living and developing property in Cabo San Lucas, MX and trying to learn more about protecting my small nest egg that allows me to dabble rather than punch a 9 to 5 (which I never did very well). Anything you can teach me, is greatly appreciated.
Meanwhile I have a beautiful beach home for sale so check out my blog.
I am a retired surgeon and have been investing my own money for 35 or so years. I played rhe mutual fund game for most of that time and took my lumps with everyone else . As I neared retirement, I realized that I had no faith in MPT and began to search for something else. I found SA several years ago and have been a regular reader ever since. I have been around since the days of "NotBob," "JustSayin," "YoYoMama," " Tweedn" and others that I can"t remember. Through the contributions of these folks and those who have come along since, I have been totally converted to DGI. Some might say I have been a lurker, but I prefer to think of myself as a learner.
I am 58 yrs old. Been laid off from work as a buyer for an international corporation for 6 years. Living off my investments. I would consider myself an amateur, but am constantly learning. Currently Long AAPL, T, VZ, CVX, XOM, COP, PSX, SE, KMI, HP, MAIN, DFS, WFC, ORI, HCP, O, OHI, LXP, STAG, WPC, CLDT, STWD, HCN, PG, MO, ADM, HRL, SBUX, F, WYN, JNJ, GILD, AMGN, ABBV, MSFT, SWKS, CSCO, V, CAT, EMR, GE, SO, WEC. SCHD.
Building a portfolio of dividend-paying blue chip stocks to create a reliable and growing income stream.
Started reading and learning about DGI on Seeking Alpha in 2014.
For anyone starting out new on this path, I suggest reading everything written by following folks: Chowder, David Crosetti, Dividend Dynasty, Mike Nadel, David van Knapp, Robert Schwartz, Six, RichJoy, Bob Wells, and David Fish (CCC list). Also read Single Best Investment by Lowell Miller (free pdf available using Google search) and get access to Morningstar Dividend Newsletter (usually free at your local library).
Relatively new to investing in individual stocks; previously used mainly mutual funds. Interested in dividend growth investing, with a goal of eventual income replacement. Enjoy learning, particularly when it comes to growing and preserving wealth, and am very appreciative of the many within the SA community who are willing to share both knowledge and experience.
Mr. Billings manages three large personal stock portfolios utilizing a unique investment stragegy. The strategy is called Invest.Trade Praxis and combines the elements of investing in blue chip dividend stocks, disciplined investing and periodic trading. He has published a book titled "Main Street Stock Investor", and the book is available at Amazon books.
Semi-Retired, new at active investing, seeking knowledge on best ways to invest my 401K and IRA investments, from passive mutual funds to dividend growth investments. Seeking income in the next few years through solid yield dividends while still securing and hopefully appreciating capital. Looking to add some more dividend aristocrats to the mix since they will help pay the bills in a few years to come.
Currently hold AAPL/CSCO/CLDT/EPR/EMR/F/GILD/HCN/INTC/JNJ/MAIN/MO/NHI/OHI/PFE/RAI/SBUX/SFL/SO/T/TROW/VLO/VTR, WFC, some Corp.bonds-GE/DUK/ED/VZ, BAC, also ETF DHS. (Plus some mutual funds I'm sorting through, getting ready to sell for more cash.)
I am an engineer that got early retirement in 2011 at age of 50. Then, I decided to radically change my life (no manager, no team, no subordinates, no suits, no flights…) and take full control of it (...well...or whatever my wife allows me). Now I am dedicated to horses and investing.
Although I am in EU, I invest mainly in US stocks focused in dividends and growth including MLPs, REITs and ETFs (for markets difficult to reach). I look for solid markets, growing demand and good leadership. Usually I keep around 30 assets in my portfolio.
3/4 of the way there! Trying to figure out how to get to the "ent" from our retirement that we had originally planned.
We hold shares in AAPL, ABBV,BA, BAC, BIP, BK, BP, BX, CAG, CL, CG, CSCO, COST,CX, DOW, FPI, FTR, GE, GLW, GS, GSK, HD, HTM, JNJ, KMI, KO, LMT, MFC, MMM, MS, NKE, PCP, PEP, PMD, SFL, SLF, STB, STKL, TAL, TEF, UL, UPS, UTX, V, VALE, VOD, VZ, WILN, WPRT, WRN on the American side and mostly financials and commodities on the Cdn exchanges.
Love dividends, but still dabble a wee bit in "spec"
There is not a lot to say about me as I am pretty ordinary 63+ year old guy in my mind. I like to read in the evenings once I finish "my work" in my Art In Stone business. With the business doing well and my Postal Service Retirement, my wife and I do not need to touch any of our retirement savings so I am in the pleasant position of being able to invest for a fairly long time frame. I started daily investment research when I retired in November 2007. Through January, 2016 our retirement savings portfolio is up over 100% while withdrawing $1,000. monthly. Reading investment articles and commentary and being able to react quickly does certainly make a huge difference.
I try to find sectors and even individual stocks I believe are beaten down below true value so my interests in regard to investing change based upon my perception of world; political, sentiment, banking and global economies.