M.Sc. econ. Studies also in accounting and finance. Currently working in the financial industry. Also an enthusiastic small scale retail investor interested in strategy ETFs, smart beta, small cap value stocks etc. Big believer of proper diversification to different asset classes and a value-minded investor by heart. I am also quite interested in macro econ but I try not to mess with macro and investing too much, because i believe that timing the market is ultimately a loser's game.