Kurt Brouwer

answer your questions such as: When can I retire? How much will I need in retirement so as not to outspend my resources? How much money must I begin saving today to fund my children's (or grandchildren's) education? And what investment vehicles are best for my situation? Asset Preservation and Estate Planning Issues We help you answer such questions as: What beneficiary arrangements should I be making for my IRAs and life insurance? What can I do to preserve more assets for my children or grandchildren? How can I best structure my assets to accomplish my estate planning goals? What estate planning issues should I be thinking about? We will work proactively with your CPA and estate planning attorney to help you accomplish these important goals. Developing an Action Plan Together we develop an action plan or roadmap for achieving your objectives and life goals. It includes a comprehensive financial strategy with specific action items to address each of your needs and goals. It also includes a clearly articulated investment strategy and appropriate asset allocation for all of your assets. We help you track progress to see how you are doing in terms of meeting your action plan requirements. Selecting a Portfolio Once your investment objectives and asset allocation are determined, we develop a portfolio consisting of carefully selected mutual funds designed to meet your objectives. Monitoring Your Financial Goals Moving forward, your investment plan and personal financial strategy will be as dynamic as your life. Changes will inevitably occur that will dictate changes in your action plan and investment strategy. We would like to meet with you at least once a year to review and update your financial goals.

management for clients based on our theory that it pays to invest with some of the best portfolio managers. We do this by creating diversified portfolios of carefully-selected no-load mutual funds. We also help clients with retirement planning and analysis as well as advice on how they can reach their financial goals. If you would like to know more about our firm and our work as financial advisers, send an email. E-mail for Kurt Brouwer can be sent to kurt.brouwer *at* gmail.com (I wrote it this way to foil spambots, remember to put in @ when you type in the address).