Investing is never ‘no sweat’ but how about some 'low sweat' investing? That’s what I call my personal investing approach, designed for people who are living on their portfolios (or planning to).

Low sweat investing is simply a well-diversified portfolio of stocks with dividends that rise to offset inflation, and high quality fixed income investments. I've been investing this way since the bear market of 2000-2002 and it has served me well in good markets and bad.

I’m an everyday investor living in a California beach town. Before deciding to support myself solely through investing (which is making some money) and writing (which is making no money) I worked for a large advertising agency.