Maltzberger

As the second of five boys born to working class parents I learned early and was reminded often about the value of a dollar. Dad could (and often did) fix or build anything and mom combined coupon clipping and hamburger helper to stretch the budget farther than anyone thought possible.

After serving at a wirehouse as an unpaid intern during one semester in college I became interested in the stock market and began investing what money I earned from painting houses and stocking shelves to pay my tuition. I made mistakes along the way (and will again) but did ok and actually ended up with a small surplus after graduation.

Today I live a couple of blocks from my folks in the same blue collar neighborhood ...More that I grew up in, and where I now teach school and raise a family of my own. As an avocation, I manage a small stock and bond portfolio for about 30 friends and family and employ a host of long/short strategies to hedge risk.

This pretty much sums it up for me in that "If it doesn't make money, it doesn't make cents."

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