Hello reader and thank you for visiting my SA profile page. I am a real estate investment consultant. In simple words, I try to assess whether a particular property investment is viable, given the economic and social factors in the subject area. In fact, I have a postgraduate degree (MSc) in Real Estate Investment and Finance awarded by Heriot Watt University of Edinburgh. My initial (Bachelor's) degree was in the field of Urban Planning and Regional Development and it was awarded by Aristotle University of Thessaloniki. Right now, I own a newly founded and quite small company: PHAON engineering and real estate consulting. We undertake construction contracts, provide independent valuation and real estate consulting services and feasibility studies. My first encounter with the stock exchanges was in 2007. Since then I have been driven by my love of the financial and real estate markets and trying to consistently outperform the major financial indices and reinvest the capital gains. My investment "childhood" was teared apart in 2012, when Laiki, a Cyprus bank, collapsed and lost some funds. Since then, I am trying not to repeat the same mistakes and to clear my investment path by researching before investing. It is within the context of this endeavour that I wrote my first articles here, in SA. And it is within the same context that I will continue to provide quality research to all of my readers.Disclosure: I have never been prosecuted on any securities-related issue or been barred from the securities industry, or convicted of a felony.