Dr. Mark J. Perry is a professor of economics and finance in the School of Management (http://www.umflint.edu/departments/som/) at the Flint campus of the University of Michigan (http://www.umflint.edu/). Perry holds two graduate degrees in economics (M.A. and Ph.D.) from George Mason University (http://www.gmu.edu/) in Washington, D.C. In addition, he holds an MBA degree in finance from the Curtis L. Carlson School of Management (http://www.csom.umn.edu/) at the University of Minnesota (http://www.umn.edu/). Visit Dr. Perry's Carpe Diem Blog (http://mjperry.blogspot.com/) for economics and finance.