Going Green With Clean Energy Fuels [View article]
I don't put much value on executives selling stock. There are too many reasons for a sale to make sense of motivations that are disjointed from the companies future. If someone unloads most of their holding I'll pay attention but not small programmed sales.
Going Green With Clean Energy Fuels [View article]
I agree with your assessment BrianB. It seems like building the market then selling is a solid and normal business plan rather than enter a long term operations business. Thanks for the insights
It is interesting to me that working in retirement seems to be the theme of financial planners which actually isn't retirement is it? I believe that the notion of the traditional retirement is what is causing the disconnect. Modern era workers (age 55-65 now) are forced into working during retirement due to many factors not the least of which is company cut backs and high unemployment which regardless of what you think, the jobs will go to younger workers first. The first step in approaching retirement is a realistic budget. Many costs are fixed and will increase. We only have control over the variable costs. Health care, tax and insurance for our stuff are the primary threats as we age. Planners can set the percentage of outflow where ever they want, the bottom line is that most non working americans with 1M in savings don't have enough to cover costs without taking a decrease in lifestyle. If you can get to zero debt before retiring you stand a much better chance of making it work but be careful with the house. You won't be able to get a home equity or line of credit for repairs or improvements without a high enough percentage of earned income. Take a look at establishing a line of credit on your paid for home at todays low rates just prior to retiring. That way the money is there is you need it without taking away savings. If you can earn 3-4% on savings its a smart move even though you maintain some debt.
Will Apple Exist 3 Years From Now? How Much Will It Be Worth? [View article]
Very interesting read. I enjoy your articles as they generally run counter to my directional assessment. Its time to buy more AAPL and stay long with current shares. Apple is a very different company from those you use as reference points. They like any company can stubble and fail but with your three year horizon I feel its more likely they go up from here. I don't expect iPhone 1 launch style market dominance but nice steady growth, that is debt free, while paying a dividend is just fine with me. I look forward to your followup article and how you value their eco system.
Long apple and plan to stay there. The recent stock pricing has been an education in what a company that is disconnected from its stock looks like. At some point in the future both will once again meet and the robust Apple business will reward all who understand what stock manipulation and hysteria looks like. It might be awhile before it climbs back to $700 but dropping and holding a low price seems to me improbable.
A $250k Team Alpha Retirement? Yes You Can [View article]
Sage advise and well written. I hope everyone gives the rules a serious consideration. They are the key to lifestyle and retirement. Retirement is as you stated simply not getting income for work it doesn't mean you stop making money or contributing. I would add to the spend less than you make comment by emphasing putting money in your "memory" bank. Funding memorable events inside a budget is where the joy comes from. It's not all about money.
Thanks for the comments. In response to Marine1's comment I do believe that the China Mobile deal with Nokia and others can impact Apple sales if they don't get a contract done, but I see the market as additive to sales not a risk to the downside. As the China market grows Apple will be part of it and their luxury brand status is a niche not easily competed with. Of all the competitors I view Nokia as the most problematic for Apple in China.
Apple May Be Worth $1111, But Shares Won't Get There Anytime Soon [View article]
I found your article insightful,helpful and logical. I have been disappointed in much of the press during the Apple correction. They jump to all kinds of unfounded conclusions based on product competitiveness as did FinanceHuligan. Lets leave the product discussions to the marketing guys and focus, as you did, on the stock. I agree with your thesis and am long AAPl both stock and Calls.
Fiscal Austerity To Bring On The Next Risk-Off Phase [View article]
Thanks for the article. Could you please provide references for your statement that municipal bonds will be taxed at 28% verses the current rate or tax free. I have not seen this in the articles I read. Thanks for the help. If it is true then retirement funds need to reallocate very soon just in case it's true.
Electrify Your Yield With American Electric Preferred Shares [View article]
Lots of confusion on this concept. Thank you for your comments. My broker lists the issue as a preferred stock. It is still trading at high volumes. It looks like waiting until after the 19th is prudent which should end the confusion. I checked again this morning and there is a single line reference to the next call date scheduled as March 2013 that I had not seen. I'll keep my eye on volumes. Again thanks for all the thoughtful comments. If this doesn't pan out I plan on researching others that the thesis will apply to.
Amazon: Profiting From The Holiday Shopping Season [View article]
Evan I read the article you linked to. Thanks for the info it looks to support my strategy although it does cause a question about how far down to place a put.
Why I Bought Apple Ahead Of This Week's Earnings Announcement [View article]
Its a tough call but the conservative data shows that institutional investors are exiting I presume due to the tech decline and a desire to move to cash where profits are located and hedge the fiscal cliff. I believe Apple has a profitable year ahead but don't expect them to make earnings estimates. I expect a drop after earnings and a bump with the announcement tomorrow.
Trading Google Based On An Investment Thesis [View article]
Yes I do believe that Apple will follow the Google earning trend and we will see further decline. Like Google I view this as a short term bump not a long term problem for the industry. This is a big week.
Going Green With Clean Energy Fuels [View article]
Going Green With Clean Energy Fuels [View article]
You Maniacs, You Blew It Up [View article]
Will Apple Exist 3 Years From Now? How Much Will It Be Worth? [View article]
Apple Sure Looks Cheap [View article]
S&P 500 And Sector P/E Ratio Charts [View article]
Stagflation: Coming Soon To A Market Near You [View article]
A $250k Team Alpha Retirement? Yes You Can [View article]
Well done!
Apple: Listen To The Quiet [View article]
Apple May Be Worth $1111, But Shares Won't Get There Anytime Soon [View article]
Fiscal Austerity To Bring On The Next Risk-Off Phase [View article]
Electrify Your Yield With American Electric Preferred Shares [View article]
Amazon: Profiting From The Holiday Shopping Season [View article]
Why I Bought Apple Ahead Of This Week's Earnings Announcement [View article]
Trading Google Based On An Investment Thesis [View article]