I was trained as a lawyer and practiced in the fields of corporate law and bank regulation in large U.S. firms for 20 years, then decided to do other things. My career has included banking and being an entrepreneur. For seven years I was CEO of a high-tech sports business. I have retired from active business and spend full-time writing, mostly on economic subjects. My books include: High Rollers: Inside the S&L Debacle (1991) Debt Spiral: How Credit Failed Capitalism (2009) Practical Handbook for Bank Directors (1995), second edition due 2012 Corporate Governance for Public Company Directors (2003)
Highly quantitative equity division risk manager with 20 years
of experience at Franklin Templeton Investments with a broad understanding of
the diverse aspects of the firm and investment industry as a whole. Extensive
knowledge of risk management, attribution and performance analysis, quantitative
analysis, and project management. Superior analytical and quantitative
abilities with proven results providing scalable tools to manage changing and growing
Skilled in maintaining flexibility, resourcefulness, and an
entrepreneurial spirit during the departments ongoing growth in size and
capabilities. Self-directed and effective in taking initiative and developing
programs and services that meet Franklin Templeton’s objectives. A dedicated
and enthusiastic manager able to motivate teams to provide excellent service
and develop ongoing client relationships.
35 year investor in stocks and other wealth enhancing investments. High level corporate manager for 30+ years. Believes in simplicity, savings, and a goal of increasing net worth over time. Now in retirement, I want to introduce my simple philosophies to others who may be interested. My approach is simplicity, savings, wise investing and risk taking, and measuring.
Founder & CEO of CloudBooqs LLC - an innovative accounting and tax firm serving startup, small, and midsize businesses. We have developed a set of technologies and processes to bring financial and business planning and tax preparation services to the type of businesses which are key to the American economy (www.cloudbooqs.com).
A great endeavor after a 25+ career working at or with large accounting firms, banks, and insurance companies - concentrated in risk, compliance, operations and related IT systems.
MBA in Accounting from Rutgers University - 1990
BA in Management from Kean University - 1982
I've been in the stock market for 20 years and have experienced both highs and lows from holding multi-bagger stocks to seeing companies go belly up. I believe in looking for opportunities with asymmetric risk where the upside is much higher than the downside.
Recently retired DIY investor. Retired from both the Army Reserve and an electrical engineering career. Trying to become a better fisherman and an investor. Taking a CFP course for fun. Spent 7 years working in Tokyo and a year in the Middle East.
Geophysicist (oil company) and part-time investor. Trying to collect long-term stocks in growing companies with moats, dividend-growth preferred. Dividend growth and income with generally safer companies (strong ones with competitive advantages and a "moat" barrier-to-entry) is a strategy I like, learned mostly from great Seeking Alpha contributors (thanks!). Have a diverse portfolio of ~70 stocks and ETFs, yielding over 3% in dividends; looking to provide nice retirement income- mostly via growing dividends, with a growing capital base. Like to buy reasonable-value 'Chowder rule' companies with 7-8+% earnings & dividend growth and it's great if they have a nice starting yield of 3+%. I've learned the hard way NOT to chase yield, but instead to value total return. I'd rather buy great earnings growth companies with lower yields & pay-out ratios, but excellent earnings quality/predictability, because capital growth is more important than current yield. Predictable, relatively safe GROWTH is the #1 priority. Long: AAPL, GOOGL, JNJ, GILD, CELG, NVO, AMGN, RHHBY, NVS, ABBV, BIIB, MRK, REGN, SNY, AGN, XBI, V, MA, DFS, DIS, NSRGY, PEP, KO, GIS, HSY, PG, CL, KMB, MO, PM, UL, DEO, MCD, UNP, CNI, FDX, UPS, CF, POT, DE, KMI, GE, BA, UTX, LMT, MMM, HON, NOC, GM, T, VZ, NGG, SO, WEC, MSFT, ORCL, CSCO, INTC, QCOM, PCLN, O, VTR, HCN, OHI, CCP, HTGC, MAIN, AFL, VXUS, VIG, DVY, ABC, CAH, MCK