I bring a ton of real world experience to my commentaries on real estate prices and mortgages. My work in real estate is as a lender, owner, mortgage originator, and commentator. I have owned more than 285 properties. I have made hundreds of real estate loans for my portfolio. I have reviewed the finances of thousands of homeowners to advise them on a new mortgage. That's my grad school in real estate. HousingStory.net, my blog, centers on real estate prices and mortgages. The key blog publication, 10 Key Charts to See Before You Buy or Sell Your Home, has had over 500,000 readers. In my day job I am a loan officer for a federally-chartered credit union. I love to originate jumbo mortgages at killer rates.
From 2001 to the current, I have been an investor in distressed real estate and I have provided mezzanine financing to real estate investors. From 1995 to 2001 I was a professional angel investor and consultant to early stage high technology companies in the ares of finance, corporate governance and capital raising. From 1984 to 1995 I was the CFO, COO and an owner of a high technology company that provided financial services software and services. I was a licensed CPA for 35 years, but I practiced as a CPA only for the first six of those years.
i have an MBA from the University of North Carolina. Go Heels!
I am a former member of the United States Air Force and currently a consultant for the number one investment newsletter in the country. Flight Leader Funds is the only service you need. The average household pays $155,000 in fees. We provide an Aggressive Value Fund that is up more than 650% over the past 10 years and a volatility focused Core Value Fund that is has more than doubled the return of the S&P 500 over the past 10 years with less volatility.
Currently Chief Analytics Officer of Digital Risk, a mortgage industry loss mitigation service. Formerly head of Advanced Analytics at CoreLogic and prior to that head of Products and Analytics at Loan Performance, a boutique mortgage analytics company located in San Francisco.
Education: BA, Rutgers University, MA, University of Virginia and MBA, Stanford Univestiry.
I design and make products to meet market niches. Focus currently managing two lift-boats deployed in ARAMCO and project managing building another one, or two; so keenly interested in which way the oil-wind blows.