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Michael Levy is a professional optimist. He is an international radio host and the author of ten inspirational books. His new explosive book is titled; "CUTTING TRUTHS" It is now available at Amazon and Michael's website. Michael's poetry and essays grace many web sites, newspapers,... More
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  • Is Intel Ripe For Plucking

    The risk/reward of trying to obtain any acquisition can be measured by the required want v the necessary need.

    In June 2012 I wrote the following article ...

    4 Hi-Tech Stocks That Can Lead The Way Intel (NASDAQ:INTC), Microsoft (NASDAQ:MSFT), Cisco (NASDAQ:CSCO) and Oracle (NYSE:ORCL).

    In Brief on 06/26/12...Intel

    Intel's price today is $25.85, down from a recent high of $29. 27. It is still on track to deliver good profits and yields a very tasty 3.5% dividend. More than double the 10-year treasury yield. It supports a PE of only 10.35...

    Now it is time to revisit this article and update my views.

    My overall views on Microsoft & Oracle are much the same as my comments on Intel & the market in general. Cisco has not performed as well as the other three, even though it is up 20% from my last article, so the jury is still out on that one even though it holds the same PE values of the others.

    What a difference two years makes. When Intel was trading around $22.00 I was very bullish on the stock and most analysts were bearish.

    Today, the stock is trading around $34.50 and most analysts are bullish and I am bearish on the stock, as it may be quite a bit overvalued, as are most of the bond and stock markets.

    What applies to Intel also applies to most stocks that have soared 50% and more over the past six years. To over analyze the markets is a fools pursuit & can waste a lot of valuable time, for your time is more valuable than money... often, in my world, less is more. So here are the main reasons Intel is overvalued.

    • Intel is projected to grow 5% in 2014 and the stock has run up over 50%.
    • From a PE a year ago of 11, it now has a PE of 17 and is only a few dollars away from an all time high.
    • For me, the whole market is overvalued but that does not mean it will not keep ballooning higher.
    • The dividend has shrunk to under 3%. In fact, no dividend can cushion a market drop of 20-30%, which may happen after the federal reserve halt their artificial stimulus program.
    • Share buy backs and dividend hikes can only help a company so much. If earnings are only growing at 5% yearly, the stock cannot maintain 50% higher valuation in a few months
    • With comments from fund managers like; "there is nowhere else to put money," the market bubble may keep on inflating, but where is the wisdom in that?

    Most stocks have risen on financial engineering, which in turn has expanded the PE ratio. At some point something has to give & unless there is a massive increase in earnings, stocks will fall and like Humpty Dumpty, nothing will stick them together again until the next round of value investors take center stage.

    In life, there is a time to sow and a time to reap. Sometimes the best thing to do is to do nothing and sit in cash until the smoke and mirror screens clears

    Disclosure: The author has no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.

    Tags: INTC
    Jul 30 4:50 PM | Link | 1 Comment
  • A Fish With BIG Ideas
    Sometimes, Investing in the markets may make us feel like a fish out of water.

    The following article may seem like a children's story, but for those who need to look a little deeper, it opens the mind to be the best it can be.


    I Am, Therefore, I think.

    Simon was a little fish with big ideas. He lived in the deep waters of a large ocean that was not charted on any map. The reason being, human beings had yet to become an animal that lived on earth. In fact, there were no animals or birds on earth, for most of the surface were covered with salt water.

    When Simon was just a little toddler, he loved to swim and frolic with all the other deep-water fish. However, as he began to mature into a teenage fish he started to wonder where all the light beams that shone down on him through all the darkness came from.

    Some days it was very dismal indeed, whilst other days the waters seem to illuminate with a fascinating glow. He soon realized the closer he swam to the surface, the brighter it would become. However, all the other older fish told him he must not go too near the surface; otherwise, he would perish from too much light. You see, they were also told by their parents that too much light will destroy them, so they always feared the light and stayed deep in the water where very little light shone down from above.

    Simon would have none of their superstitious fears, for when he grew bigger and stronger; he left his family and began to live much closer to the surface. One day he met another fish named Suzy and found love, joy and synchronicity with each other at first sight. They became fish soul mates and swam everywhere together.

    One day Simon and Suzy both thought it would be a good idea to see if they could jump out of the water, from beneath the surface, to get a quick glimpse of what it was like to experiencing pure daylight. They were very adventurous. Simon and Suzy thought similar thoughts and wanted to explore everything they could.

    So they took a big deep fish breath and holding fins they leapt out of the water together and seemed to fly in the air for a few moments before plunging back below the surface. Wow! That was the most exhilarating experience they ever savored in their short lives. Repeatedly they sprung from the depths and into the glorious sunlight. Day-by-day they were able to stay out of the water a little longer and could fly further above the surface.

    One evening when they were enjoying their evening meal of plankton, they both wished they could sprout wings and fly. They knew if their secret wish was revealed to any other fish, they would be ridiculed and become a laughing stock. Every moment they focused their thoughts together as one being and imagined flying through the air and never returning to the water.

    A few years went by ... Simon and Suzy had become fully-grown fish. They continued to enjoy their fun and games of flying above the surface of the water for a few seconds and then returning. One day something different happened. Like a miracle, when they started to fly, lo and behold, they flew higher and higher. They began to glide through the air on wind currents. All of a sudden, they discovered their dreams and wishes had come true. Simon and Suzy had sprouted wings and they could fly through the air with the greatest of ease.

    After a while, they spotted land ... An island with an abundance of trees and plants with delectable berries. A miracle had indeed occurred ... Because they persisted in their belief that one day they could fly; amazingly, they had transformed themselves into birds.

    Simon and Suzy were the first birds on earth. They had found a paradise island that supplied all their food and shelter. As time progressed, the couple produced a large family. Perhaps the birds you see in the sky today were fashioned because, two little fish with big ideas, had a great thought. They understood that all creative thoughts come from an infinite source of intelligence that can create and evolved all manner of creatures large and small.

    Just ponder for a few moments what a fantastic miracle it is, that a spinning rock in space, metamorphosed itself into a superabundant paradise called earth. Look around the country at the beauty of the mountains, lakes, flowers and trees. Look in the shopping mall stores at all the ingenuity of humanity... Take a look at all the super products and produces you can purchase... Everything you see came from nothingness. Live alchemy ideas, which amazingly manifest from… universal intelligence. Some of it is artificial products, most of it nature made, but all of it came from the same source of intelligent ideas.

    Also, just ponder for a few moments... If your father did not have a wink in his eye and an amorous thought in his mind, his sperm may not have entered your mother's egg. You may never have existed if a thought in your parents mind did not turn into an act of lovemaking. The minuscule one cell they reproduced had access to all the intelligence of the universe. Moreover, that one little cell that reproduced itself into billions of cells is now you in all your grown-up glory, which still has access to infinite universal intelligence. The only thing that can block your connection is your intellect/ego.

    The potency of thought is very powerful, and if it can turn a fish into a bird. Just think what a wonderful, spectacular utopia, every human being can turn their lives into. All it takes is a vivid imagination and a continuing-conscious-connection to the creator/evolver of all things bright and beautiful.

    "Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative and creation, there is one elementary truth the ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then providence moves too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in one's favor all manner of unforeseen incidents, meetings and material assistance, which no man could have dreamed would have come his way. Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it. Begin it now." _ Attributed to Goethe?

    Dec 14 9:37 AM | Link | Comment!
  • Carpe Diem - Seize The Day

    Children do not think about time in the same way as older folks. They are too busy playing games and chatting with their friends. They grow into adults who gain responsibilities and commitments. As adults, there is no time to contemplate where time is going because many folks swamp themselves by their daily routines.

    However, as adults age, one day they suddenly realize how fast time flies. The older they become, the more they understand how time is speeding up, racing headlong into the jaws of physical death. In old age, a person may look back at past events that all too often had unpleasant outcomes and a few times surprisingly super results. In most peoples lives the problems outweighed the good times but somehow or other they struggled through and here they are in old age, reminiscing.

    No matter how successful or ineffective they were, everyone will as the same question ... Did I make the best of my time on earth. If they did, they will have no regrets. However if they did not enjoy their past life, it will come back to haunt them no matter how big the bank balance. In all probabilities, they will pass over in a depressed state of mind. Therefore, it makes sense to know as soon as possible how to live each moment on earth in divine bliss ... To know how to seize each day and make the most of every second.

    The origins of the words Carpe Diem (seize the day) have been around for many centuries. Many people attribute it to the Roman poet Horace, however is was around long before. That said, this is a good place to start our research...

    Horace's ode "Carpe Diem" or "Pluck the Day"

    Ask not ... we cannot know...

    what end the gods have set for you, for me;
    nor attempt the Babylonian reckonings Leuconoë.
    How much better to endure whatever comes,
    whether Jupiter grants us additional winters
    or whether this is our last,
    which now wears out the
    upon the barrier of the cliffs!
    Be wise, strain the wine; and since life is brief,
    prune back far-reaching hopes!
    Even while we speak, envious time has passed:
    pluck the day,
    putting as little trust as possible in tomorrow

    It seems humanity has always concerned itself with its own fleeting mortality ... Seize the day, was first written down about 1160 B.C., well before Horace. This poem was found on the tomb of Inherkhawy, a supervisor of workers at the Egyptian royal burial ground in the ancient city of Thebes:

    Song of the Harper

    Carpe diem ('seize the day') motif; song for Osiris;

    All who come into being as flesh, pass on;
    busy fluttering souls and bright transfigured spirits
    who people the world below
    and those who shine in the stars with Orion;
    all men rest in the grave;
    set your home well that your good name last because of it,

    care for your works that your seat in the West be splendid;
    seize the day! hold holiday

    be unwearied, unceasing, alive,
    let not your heart be troubled during your sojourn on earth
    grieve not your heart, whatever comes
    recall not the evil, loathsome to God,
    but have joy, joy, joy, and pleasure!
    content with your lot, rejoicing, not speaking evil.

    Superb words which have not lost their powerful message with the passing years. They make up the cornerstone foundation of every religion. In fact, the words are more needed to be understood today than at any time in human history.

    There can be no doubt that from the beginning of the human time and space mode, people have look up at the heavens and asked how they can make the most of their life on earth. The fountain of youth has become billions of dollar industry, with all type for cosmetic products and surgical procedures, keep fit regimens, health treatments, guru seminars and a whole host of concoctions that boggle the mind. And yet, despite all of that, holding on to blissful time is seemingly like trying to capture the wind as it breezes-by on your face.

    Experts may express that is impossible to be in a pleasurable state of mind all the day, every day. They will go on the say that even if it were possible life would become boring and uninteresting.
    Since most people listen to expert advice, they will believe the experts and feel it is normal to be miserable some days when things don't go the way they intended. Therefore, for most people it has become impossible to seize every day and enjoy whatever it brings. Nevertheless, what if the experts are wrong and a person could enjoy every moment they are on earth.

    What if there is a way to find the elixir of happiness that does not cost a dime and does not need any other human beings advice. Would that be something human beings would want? The answer is yes they do want it; however, the obstacle that stands in their way is so huge that for most people it becomes very hard to shift. The reason why is so hard to overcome is the fact that it is the persons own belief system and intellect that bars the way to happiness. Most people have become so entrenched in the way they perceive the world to be, that any application of truthfulness upsets their demeanor and they run a million miles in the opposite direction.

    The truth, like joy-filled time, evades most people and the more people try to capture them, the further away they travel. It is comparable to a computer that is loaded with all types of sophisticated software and yet fails to understand the simplest of tasks because it is are no longer part of the modern system that requires applications that are more advanced.

    Joy is still a gift that comes with birth however, the modern day living soon wants to take simple joy and change it by artificial human intellect into something it was never meant to be. The only place on earth that is susceptible to erroneous changes is the human intellect that believes it can alter its own intelligence system and make it better than originally planned.

    It shoves all types of food and drink into a system that is built to enjoy water and simple healthy foods. It artificially creates a luxury lifestyle, while forsaking the key ingredients of happiness and contentment. An expensive lifestyle is one where happiness is sacrificed for money, serenity for ambition and contentment for the pursuit of things. The simplicity formula is ... Happy to be alive with common sense = Intelligence…Working at being correct = Intellect.

    When the intellect attempts to rule over is own intelligence system, the result will always turn out to be misery. The good news is, whenever the intellect allows its own intelligence system to guide its lifestyle and creativity, the results will be Carpe Diem.

    The moments may contain chaos that want to catch the attention however, when we can seize that moment of chaos and feel the joy of the divine, we have seized the moment of joy within the chaos. The person that can seize the joy in the day without being caught up in the mayhem that may exist around them will live a prosperous life. Try to remember, beginners luck can last a lifetime, once we understand how lucky we are to be born.

    Jun 21 12:58 PM | Link | Comment!
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