Named by Fortune as one of its "50 Great Investors". Acknowledged as Cash Flow From Operations (CFFO) expert by WSJ, Fortune, Forbes.com and Smartmoney.com after developing a CFFO algorithm that predicts bankruptcies for seemingly healthy large NYSE and NASDAQ traded companies. In September 2007 Equities Magazine column predicted the 2008 collapses for all five of the U.S. major brokers including Lehman, Bear Stearns and Merrill Lynch. Wholesale sell recommendations for the five based on macro-analysis of brokerage industry's negative cash flow due to "sub-prime mortgage revenue". Based on BOJ instituting a Negative Interest Rate Policy in early 2016, now predicting the global banking system will eventually crash unless negative rates are eradicated. Developed a crash indicator (NIRP Crash Indicator) from an algorithm that he developed from conducting research on metrics of Crash of 2008, Entered capital markets upon graduation from college in 1977. Broker, IPO banker, analyst and futures trader during career. Founded: TrophyInvesting.com (2016), Dynastywealth.com (2014), Onlinefinancialsector.com (2007), StockDiagnostics.com (2002). Currently: Analyst for Dynasty Wealth (focused on finding and covering disruptor companies that have 100X to 1,000X potential within 5 years). Passion is recommending shorts for hyped companies that have inherently flawed negative CFFO models. Does not trade the markets and is instead a buy and holder.