Michael J. Panzner is a 25-year veteran of the global stock, bond, and currency markets who has worked in New York and London for HSBC, Soros Funds, ABN Amro, Dresdner Bank, and J.P. Morgan Chase. He is also a New York Institute of Finance faculty member and a graduate of Columbia University.

He is the author of When Giants Fall: An Economic Roadmap for the End of the American Era (http://www.economicroadmap.com/), Financial Armageddon: Protecting Your Future from Four Impending Catastrophes (http://www.financialarmageddon.com/) and The New Laws of the Stock Market Jungle: An Insider's Guide to Successful Investing in a Changing World (http://tinyurl.com/l3zyp8). Panzner has appeared on or been quoted by CNBC, Bloomberg, The Wall Street Journal, USA Today, Barron's and other print, radio, and television outlets.

Visit his sites: Financial Armageddon (http://www.financialarmageddon.com/) and When Giants Fall (http://www.economicroadmap.com/)