MyPlanIQ.com is the only web application that offers advanced asset allocation strategies customized to a wide range of retirement and taxable investment plans such as 401(k), IRA and brokerage accounts. The unique key advantages of MyPlanIQ.com are 1. Superior investment strategies with high return and low risk * Asset allocation based on a wide diversified array of assets * Strategic and Tactical asset allocation that have been well researched, proven and utilized by hedge funds and wealth management * Superior fund selection. 2. Customization down to specific retirement, variable annuity (VA), variable life insurance (VUL), college savings and brokerage taxable investment plans * Supporting thousands of 401k, 403b, brokerage ETF/Mutual Fund, IRA, VA, VUL and 529 plans * Taking redemption, fees and other factors into account for the available investment choices in a plan * Customized portfolios tailored to available funds in a plan and personal risk profile. 3. An easy to use yet powerful platform * Online portfolios monitored daily and regular rebalance email notification * Easy yet powerful tools to allow portfolio construction and study * A vibrant community to share and discuss investment issues 4. Low cost and flat fee MyPlanIQ.com enables private investors to achieve institutional investment results and experience with a fraction of cost and efforts.
I am a graduate student in biostatistics at Emory University in Atlanta, GA, and an individual investor. While my investments are mostly in low-cost index funds, I enjoy analyzing stock market trends and trying to find ways to beat the market.
Right now I'm convinced that the best way to beat the market is to pair a leveraged S&P 500 ETF (e.g. UPRO) with a total bond fund (e.g. BND). With one-third allocated to UPRO and two-thirds to BND, you get a portfolio with beta approximately 1 (depending on the current correlation between stocks and bonds) and alpha two-thirds that of BND's alpha. The result is a portfolio that sort of mimics SPY, but with an extra couple percentage points added on each year.
I favor computational investment methods over traditional fundamental or technical analysis, which require subjective analysis of earnings reports and visual assessments of price charts, respectively.
“I started off being interested in [Engineering / Technical Field] back and thought I would do that for a few years. But after getting exposed to stock market I realized that I was much more interested in pursuing a carrier in investment profession because I want to make an impact and work in something much faster-paced. Currently Working as a portfolio risk analyst in BlackRock.