Mr. Moulvi holds a masters degree in transportation engineering from the University of Texas at Austin. He is a growth at reasonable price (GARP) investor with contrarian tendencies. His investment decisions are made based on fundamental analysis and he believes in socially responsible investing.

The companies that he follows generally meet the following criteria:

* Debt to Equity ratio less than 0.33

* Return on Invested Capital greater than 15%

* Institutional Ownership greater than 50%

* Net Profit Margin greater than Industry Average Profit Margin

* Current Ratio greater than 2