I work for Google where I am trying to productize operations. But, I love investing as there is no better business education than reading a 10K! I am a Class of 2012 MBA from Tuck School of Business @ Dartmouth, and a Class of 2003 Masters in Computer Science & Engineering from Arizona State University. I have experience working in technology, investment banking, insurance, and e-Commerce. I like to approach an idea top-down first. A trend will catch my eye, and then I start peeling it down one layer at a time until it makes complete sense to me. Recently, I heard a very good quote from Kyle Bass. He said "Return of capital is more important than return on capital". In these interesting times, I couldn't agree with him more. I use this philosophy when making my investing decisions.