Retiree interested in stocks and financial instruments, especially dividend producing stocks. In the 20th century, I was an electrical engineer with Dominion Resources. I use a dividend growth investment style. Quick rules of thumb for complex questions, like fair value p/e using the Gordon model, price = growth and total liabilities/total assets ratio for leverage calculations provide a starting point for my investment decisions. As a retiree, preservation of capital is paramount.
Self-employed, mid-40's professional managing investments since 2014. On SA to learn how to make more money & fewer mistakes.
Portfolio (below) is a mix of dividend-paying blue-chips & a few spec positions.
Long term goal is to build an income stream for full retirement around 2035 & hoping SSI will be the "fixed" portion.
Growth & total return matter & the goal is to purchase a diversified set of high quality & defensively-tilted businesses, that generate lots of cash, & that pay dividends, when they are trading at, or preferably below, fair value, & then holding / monitoring.
Conservative, GARP-philosophy, diversified yield (barbell) & a defensive tilt.
Dripping everything near fair value.
Adding about 20% of income via SEP & Roth IRAs & manage wife's Roth IRA & a joint account.
Preferred holding period "forever" but will sell when a position has lost its mojo, whatever that might be (competitive advantage, dividend growth prospects, etc). Will also trim based on over-valuation & presumed regression to the mean (but not often, as I have regretted this). Learning to wait for entry-points based on fundamentals, macro-economics & commodity cycles.
Subscriber to M* Dividend Investor & Fastgraphs. I am grateful to many on SA beyond those I follow.
Listings last updated 9/6/16 & ordered by: 1) sector wt & 2) wt w/in sector (both defined as current $ value).
Healthcare: GILD, JNJ, CVS, AMGN & SYK
Consumer Staples: DG, DEO, KO, PG, MO & HLR
REITs: O, NSA, OHI, CONE, COR, DLR, WPC & VTR
Energy: XOM, HP, KMI & COP
Consumer Discretionary: DIS, TJX, SBUX & LOW
Tech: AAPL & MSFT
Industrial: BA, CMI & MMM
Telecom: VZ & T
Speculative: TRTC & PHOT
Ex pro athlete turned entrepreneur. Founder & CEO at BizON, an online marketplace where people can buy, sell and grow businesses or franchises every day. He is a thought leader on digital marketing & entrepreneurship through acquisition and a mentor to many entrepreneurs.
Middle aged corporate type manager, upper-middle income, MBA educated, always saved but never kept it due to life choices. Now a bit late to the saving/investing game but am aggressively managing an IRA pooled from many years of 401K savings. Seek long-term dividend income growth, stability and a reasonably comfortable retirement; may have to count SS in the income mix but shooting for a point where I do not have to.
Retired investor, focused on DGI (including REITS), invested in SWANs and moats w strong balance sheets/cash flows that are steady growers. With these investments, holding period is long-term making it easier to own a great company issuing dividends regardless of manic-depressive Mr. Market correction/bear market gyrations. Currently reinvesting divvies in deferred accounts. Compounding, 8th wonder, but div reinvestment with div growth = exponential returns = 9th wonder!