When I got into my 30's not all that long ago I came to the realization that maybe just randomly choosing mutual funds for my retirement portfolio wasn't the best way. I think of this moment as something along the lines of realizing my own financial mortality. Furthermore with my background in math, engineering, and marketing I should at least be making an effort to use some of the tools that I have developed to plan for the financial future of my family. That started me down the fascinating path of active investment. My personal investment focus can only be described as long-term value investing. After all I won't be retiring for 30+ years. Also, I am a believer in the value investing style that Ben Graham preached. Finally, I love those dividends.