Paul V. Azzopardi is an investment counsel and manages a private fund. A believer that individuals should take an active interest in their investments, he provides a free blog to investors wishing to manage their own ETF portfolio at ETFinvestmentsNewsletter.com (http://etfinvestmentsnewsletter.com/). (Please see further details under My Blog.) Paul initially trained and worked as a professional accountant and then obtained an MBA from the University of British Columbia. He has worked in the securities industry for the last twenty years as a manager of private client accounts. Paul has just finished writing a book on behavioural finance which is due to be published by Harriman House in the UK. His first book, "Investment and Finance - A Common Sense Approach", an investment primer, was published in 2004 by Progress Press. He lives in Ontario, Canada, and can be contacted at email@paulvazzopardi.com (mailto:email@paulvazzopardi.com).