Institutional investment manager authoring on a variety of topics that pique my interest, and could further discourse in this online community. I hold an MBA from the University of Chicago, and have earned the CFA designation. My articles may contain statements and projections that are forward-looking in nature, and therefore inherently subject to numerous risks, uncertainties and assumptions. While my articles focus on generating long-term risk-adjusted returns, investment decisions necessarily involve the risk of loss of principal. Individual investor circumstances vary significantly, and information gleaned from my articles should be applied to your own unique investment situation, objectives, risk tolerance, and investment horizon.
Education: Graduated 1984 Summa Cum Laude from Sam Houston State University, Huntsville, TX with a BBA in Finance.
Graduated in 1984 from Lovelady High School, Lovelady, TX.
Work History: Banker for 10 years starting in 1984. Currently work as an Independent Financial Advisor (since 1994). Mostly a value investor, using significant amounts of mutual funds and individual equities. Long term in holding, more recently focusing on tax control along with rising income. My practice focuses on retirement planning / living in retirement. I hold the CRPC designation from the College of Financial Planning.
I am an engineer that got early retirement in 2011 at age of 50. Then, I decided to radically change my life (no manager, no team, no subordinates, no suits, no flights…) and take full control of it (...well...or whatever my wife allows me). Now I am dedicated to horses and investing.
Although I am in EU, I invest mainly in US stocks focused in dividends and growth including MLPs, REITs and ETFs (for markets difficult to reach). I look for solid markets, growing demand and good leadership. Usually I keep around 30 assets in my portfolio.