Mr. Lacen is a financial services entrepreneur who has spent the last six years cultivating Mosaic Theories by leveraging a background in financial markets and real estate. From 2008 to 2009, he worked setting up his very own personal investment fund his freshman year at Fordham. He conducted estate planning as well as provided balance to a variety of personal investment accounts. In 2007, he was a Mortgage Consultant for G&T Capital in Brooklyn, NY, where he sold refinancings and new mortgage loans for homebuyers. Randy has successfully completed a full course-load of study as well at Fordham University in the Bronx to become a Certified Financial Analyst. He also studied at Monroe College where he graduated as a SIFE Alumni while maintaining magna cum laude in Accounting, and is using his new found knowledge of financial markets now to pursue a career as a successful finance entrepreneur.