Ray Hendon has business degrees from the University of Alabama (B.S. in Commerce and Business Administration) and Louisiana Tech University [MBA] as well as advanced graduate studies at New York University School of Business in economics, statistics and finance. He is a member of the honorary scholastic society, Beta Gamma Sigma.

He taught economics and finance in several universities in the United States, and is now retired and lives in northern California. He continues advising a small clientèle on portfolio construction, and writes on financial matters. Visit Ray's Blog: http://www.rayhendon.com/ (http://www.rayhendon.com/)