Richard is a principal of QVM Group LLC (http://www.qvmgroup.com/QVMinvest/), a fee-based investment advisor based in Connecticut with clients across the country. He provides investment coaching to "do-it-yourself" investors, and manages portfolios for those who prefer not to make... More
The U.S. policies have driven short-term interest rates to Japan-like levels, creating “free” money for banks, creating a massive carry-trade speculative investment funds flow, financially crippling low and middle income senior citizens who have historically relied on bank deposits to supplement their meager Social Security checks, and pushing very hard on investors to leave the short-term Treasury “nest” to take flight into riskier assets.
Nobody has the time or patience to wait 82 years to experience the long-term, but if they did (or if they wanted to bet on the future based on the long-term past), here is how a simple allocation between the S&P 500 index and the U.S. Aggregate Bond index worked out from 1926 through 2008.
Last night the U.S. House of Representatives brought us one large step closer to a national healthcare system. Investors should be cognizant of the financial effects that would follow.
We generally prefer investment funds over individual stocks to minimize investment selection risk (focusing more on asset allocation as the greater issue). However, when we do look at individual stocks, we focus on quality companies with financial strength, limited leverage, solid cash flow, and growing sales and dividends.
One big investment risk is subscribing to a popular mantra with your life’s savings, without continuously checking the data — the facts — to make sure the mantra continues to make sense.
Instablogs are Seeking Alpha's free blogging platform customized for finance, with instant set up and exposure to millions of readers interested in the financial markets. Publish your own instablog in minutes.
Are negative yield money funds next?
The U.S. policies have driven short-term interest rates to Japan-like levels, creating “free” money for banks, creating a massive carry-trade speculative investment funds flow, financially crippling low and middle income senior citizens who have historically relied on bank deposits to supplement their meager Social Security checks, and pushing very hard on investors to leave the short-term Treasury “nest” to take flight into riskier assets.
More »Old Normal Allocation Becomes New Normal?
The old normal allocation between the three most basic classes (Cash, Bonds and Stocks) is currently the new normal.
More »Very Long-Term Asset Allocation Results
Nobody has the time or patience to wait 82 years to experience the long-term, but if they did (or if they wanted to bet on the future based on the long-term past), here is how a simple allocation between the S&P 500 index and the U.S. Aggregate Bond index worked out from 1926 through 2008.
More »U.S. Healthcare Legislation Investment Impact
Last night the U.S. House of Representatives brought us one large step closer to a national healthcare system. Investors should be cognizant of the financial effects that would follow.
More »Quality Individual U.S. Companies
We generally prefer investment funds over individual stocks to minimize investment selection risk (focusing more on asset allocation as the greater issue). However, when we do look at individual stocks, we focus on quality companies with financial strength, limited leverage, solid cash flow, and growing sales and dividends.
More »“China Up / U.S. Down” Theme Checkup
One big investment risk is subscribing to a popular mantra with your life’s savings, without continuously checking the data — the facts — to make sure the mantra continues to make sense.
More »Latest Followers
Posts by Ticker
Latest Comments
Most Commented