Richard Shinnick has a B.A. in International Affairs from the University of Colorado and a Juris Doctorate from the University of Denver College of Law. He is currently enrolled in the C.F.P. program at California Lutheran University. For the past 15 years Rich has been a small business owner, operating a warehouse\distribution business with 15 employees. He has two 2 beautiful children (and 1 permanent wife). He has studied investing and financial planning for approximately 10 years and invests long\short in equities and options. Visit his blog: themefinancial.blogspot.com (http://themefinancial.blogspot.com/).