Rob Black has worked for 10 plus years as a Chief Investment Officer covering portfolios that range from income to growth oriented. He is an investment media personality and author of robblack's finance 101 (http://robblack.typepad.com/robblack/). He began his media career as a business correspondent for Business Talk Radio, moving into long-form radio when a snow storm forced an extension of the business report to 30 minutes, a surprise success that lead to his Stock Talk radio show. The show became nationally syndicated and, when it moved to CNET Radio, that station's highest-rated show ever. Rob can now be seen daily at 10am on KRON (http://www.kron.com) Channel 4 in San Francisco. He is a contributor to PBS's Money Track TV show, and gives popular financial seminars. Seeking Alpha carries Rob's Marketwraps, outstanding daily summaries of the market with lucid explanation and analysis.