Optimizing Triple Net Lease REIT Investment: Time To Sell Realty Income [View article]
i always enjoy your easy to understand articles in this area. keep up the good fair and balanced work. i am long lxp as well. i am looking forward to the article on good.
Want To Retire Before 60? Here Is What You Need To Know [View article]
the biggest key is to start early. $5,000 today can easily turn into $50,000 in 30 years. max out your roth ira. if you can't, change your lifestyle so you can. it is that important. some things that i have done in the past include:
1.buying the base model car without the fancy options (you can survive without heated seats trust me) 2. take simpler vacations (think USA, and not Europe) 3. buy a smaller house (McMansions are money pits with insurance and property taxes, and upkeep) 4. do not be afraid to get dirty. if you can't find a job create one. you would be surprised how easy it can be start your own business doing jobs others do not want to do. i know several who make 6 figures mowing grass!
you can still live a very nice life in your working years, but living on less now will let you live BETTER in retirement when you can actually enjoy it.
at the end of the day your decisions are either part of the problem or part of the solution.
An Even Better Dividend Growth ETF Portfolio [View article]
i think most of the MLP related ETF's have deferred taxes that must be paid. this is in addition to the expense ratio. some funds like AMLP total these two together on the fact sheet, others like MLPA do not. either way, they never come close to the benchmark since they are paying taxes and the individual MLP's are not. using the relatively new "shell" companies may the best way to avoid K-1 forms and current tax liabilities. a few examples would be LINE, EEQ, and KMR.
Which Of The 9 Best-Yielding Gold Mining Companies Is Most Attractive To Dividend Investors? [View article]
GGN seems like a good choice until you look at the expense ratio of 1.33% and that the dividend is 50% return of capital. a 14% dividend and still losing money. if the share price goes down more than the dividend it does not matter. NAV has had a 2 year steady decline.
Yes Virginia, There Is A Dividend Growth ETF Portfolio That Delivers [View article]
i would suggest that ETF's are best suited for young/new investors. When your nest egg is relatively small the expense ratio isn't a killer. When you get closer to retirement paying a 1% expense ratio on an ETF will cost you $10,000 per year on a 1 million nest egg!
ETF products can also help an investor find their risk tolerance in a more diversified manner than single stocks. Having a large cap and a small cap ETF for a couple of years will give you a clue for sure. The small will probably win over time, but getting there is quite a ride.
thanks for your support. larocag may feel he is right, but i think he enjoys the argument just as much.
i am working on getting my number of stocks down, so i can appreciate your 3 stock portfolio. i don't think i can get that low and sleep at night though. i am selling some of my very small positions to simplify things. i am hoping for 20-25 by the end of the year.
i like that you have a plan in place, and thanks for being so up front with your decisions. i am not one who thinks mutual funds are all bad. it just depends on what the fund invests in and how high the expenses are. under .25% expense ratio and i am ok with it.
your large position in AGNC would worry me a little. PDLI is facing a huge patent cliff soon i believe, so i would watch that one. I certainly think MO, KMR, AZN, and BMY to a slightly lesser extent are great choices. good luck to you.
I thought beta measured volatility, and not necessarily performance. KMB has a .05 beta. it has certainly performed much better than that over time compared to the whole market.
i mainly invest in dividend stocks for one reason, it is the most "SWAN" like portfolio strategy i have found. i will admit that i want to take as little risk as possible to reach my goals
over 10 years Vanguard Small Cap Growth (VEXPX) has averaged 10.63% while Vanguard Dividend Growth (VDIGX) has averaged 10.14%. putting all my money in small caps would have gotten me essentially to the same place over a decade.
implying dividend growth investing has no merit is really an empty argument. just arguing for the sake of arguing accomplishes nothing.
Optimizing Triple Net Lease REIT Investment: Time To Sell Realty Income [View article]
Want To Retire Before 60? Here Is What You Need To Know [View article]
1.buying the base model car without the fancy options (you can survive without heated seats trust me)
2. take simpler vacations (think USA, and not Europe)
3. buy a smaller house (McMansions are money pits with insurance and property taxes, and upkeep)
4. do not be afraid to get dirty. if you can't find a job create one. you would be surprised how easy it can be start your own business doing jobs others do not want to do. i know several who make 6 figures mowing grass!
you can still live a very nice life in your working years, but living on less now will let you live BETTER in retirement when you can actually enjoy it.
at the end of the day your decisions are either part of the problem or part of the solution.
If I Could Buy Just One Stock, It Would Be This One [View article]
Is Dividend Growth Investing Crippling Your Dividend-Based Retirement? [View article]
An Even Better Dividend Growth ETF Portfolio [View article]
Which Of The 9 Best-Yielding Gold Mining Companies Is Most Attractive To Dividend Investors? [View article]
GNT is even worse
I just do not understand CEF's
Seeking Value, Growth And Income After The Recent Run Up? Check Out These Tech Titans [View article]
Yes Virginia, There Is A Dividend Growth ETF Portfolio That Delivers [View article]
ETF products can also help an investor find their risk tolerance in a more diversified manner than single stocks. Having a large cap and a small cap ETF for a couple of years will give you a clue for sure. The small will probably win over time, but getting there is quite a ride.
Cisco Raises Dividend: Apple Should Be Next [View article]
American Realty Capital Properties Gets Too Ambitious [View article]
Altria Vs. Philip Morris: Is Marlboro A Sure Shot? [View article]
Equal Sector Weights Dividend Growth Portfolio - Quarterly Update March 2013 [View article]
thanks for your support. larocag may feel he is right, but i think he enjoys the argument just as much.
i am working on getting my number of stocks down, so i can appreciate your 3 stock portfolio. i don't think i can get that low and sleep at night though. i am selling some of my very small positions to simplify things. i am hoping for 20-25 by the end of the year.
Equal Sector Weights Dividend Growth Portfolio - Quarterly Update March 2013 [View article]
your large position in AGNC would worry me a little. PDLI is facing a huge patent cliff soon i believe, so i would watch that one. I certainly think MO, KMR, AZN, and BMY to a slightly lesser extent are great choices. good luck to you.
Equal Sector Weights Dividend Growth Portfolio - Quarterly Update March 2013 [View article]
Equal Sector Weights Dividend Growth Portfolio - Quarterly Update March 2013 [View article]
over 10 years Vanguard Small Cap Growth (VEXPX) has averaged 10.63% while Vanguard Dividend Growth (VDIGX) has averaged 10.14%. putting all my money in small caps would have gotten me essentially to the same place over a decade.
implying dividend growth investing has no merit is really an empty argument. just arguing for the sake of arguing accomplishes nothing.