Kimberly Clark: An Underrated Teacher For Dividend Investors [View article]
"the company was in the process of increasing its payout ratio from the 35% range to the 50-55% range. The implication is that, as the company's valuation was adjusting upward, the company was also giving investors nice dividend hikes, giving investors a chance to reinvest at a much more attractive valuation than what we see today."
Gary, with a record like that, I too would be terrified to put as much as a penny into any individual stock. :-(
I empathize with you.
Perhaps you could start with blue chip companies (the kind that have been around forever and will be around forever), with small investments, like a few hundred dollars. Kinda like dipping your toe in the water before you wade in deeper.
"Social Security was intended to be an insurance plan."
Dave, I respectfully disagree.
Insurance is a strategy for mitigating risk. For example: I have been a member of AAA since 1977. Every year I pay the membership fee (i.e. the "premium"), and most years I don't need to ask them for help (i.e. the "benefit"). But when I do need to ask them for help, I don't have to pay at that time, because I've already paid.
Social Security is a way to take money from some people and give it to others.
What Will $2 Million Get You In Retirement? [View article]
Dave, when people tell me I am "very unmerciful and non compassionate. It's very repulsive, frankly", it is usually immediately after I have said that I believe each person is responsible for himself.
People who don't want to hear that, or want to be taken care of by others, will find many negative adjectives to call me.
Then I quote my high school debate coach, who said, "When the ad hominem attacks begin, it means they have run out of intellectual ammunition to attack your argument, the debate is over, and they have lost."
What If Long-Term Dividend Investors Buy Before A Crash? [View article]
You can make money selling plasma:
http://bit.ly/17QN2Kt
http://bit.ly/19RHP1x
http://bit.ly/17QN1pU
You can make money selling sperm:
http://bit.ly/19RHMmz
If you do the latter, you won't need the bandage on your arm (see Miz's comment below). :-)
The Case For A 100% Dividend Stock Portfolio [View article]
Sure, but spending ANYTHING reduces net worth (every out-go reduces net worth), so I'm unclear why the word "dividends" needs to be in that sentence.
Why I Am A DG Investor [View instapost]
Just don't muddy the cheesecake. :-)
Kimberly Clark: An Underrated Teacher For Dividend Investors [View article]
Tim, I need your help to understand something.
The following data are from FAST Graphs and http://bit.ly/17QLEaJ:
Year | Payout ratio | Dividend increase from previous year
1999 | 13% | 4.04%
2000 | 14% | 3.883%
2001 | 18% | 3.738%
2002 | 18% | 6.306%
2003 | 28% | 11.864%
2004 | 28% | 16.667%
2005 | 34% | 13.636%
2006 | 42% | 9.714%
2007 | 49% | 8.333%
2008 | 44% | 9.135%
2009 | 51% | 4.846%
2010 | 49% | 8.403%
2011 | 47% | 6.977%
2012 | 53% | 5.797%
It seems intuitive to me that when the payout ratio goes up, the dividend growth should go up, and vice versa. Perhaps my intuition is wrong?
I can understand this pair of years:
2002 | 18% | 6.306%
2003 | 28% | 11.864%
The payout ratio grew by 10%, and the dividend growth almost doubled.
But what about this pair of years:
2011 | 47% | 6.977%
2012 | 53% | 5.797%
The payout ratio grew, but the dividend didn't grow as much.
Am I misunderstanding / misinterpreting / missing the boat completely?
Thanks, Tim!
Robert
Why I Am A DG Investor [View instapost]
Gary, you might want to read the following articles by David Van Knapp about ETF's before you buy one:
http://seekingalpha.co...
http://seekingalpha.co...
All of David's articles about dividend growth investing are well worth your time.
Robert
What Will $2 Million Get You In Retirement? [View article]
I'm confused. :-)
Yes, it's a good thing about Angie Everhart.
Also a good thing about Angelina Jolie:
http://huff.to/18VNINH
The Business Model Of The Dividend Growth Investor [View article]
cross, you should take a look at chowder's framework:
http://bit.ly/rBJkXG
It's a heckuva lot better than comparing yourself to an index.
Are You Holding Overvalued Stocks And Wondering If It's Time To Sell? [View article]
One Proposal To Fix Social Security [View instapost]
Robert
Why I Am A DG Investor [View instapost]
I empathize with you.
Perhaps you could start with blue chip companies (the kind that have been around forever and will be around forever), with small investments, like a few hundred dollars. Kinda like dipping your toe in the water before you wade in deeper.
What do you think?
What If Long-Term Dividend Investors Buy Before A Crash? [View article]
Thanks for the shout-out!
It's my pleasure to maintain my web site, to help other investors.
There's no way I can "pay back" all the people who helped me, so I "pay forward" to all the people I possibly can.
Robert
The Most Misleading Words In Investing: You Can't Go Broke Taking A Profit [View article]
I read investing "advice" in many places.
I think about everything I read.
I implement only what I choose, based on what makes sense to me.
One Proposal To Fix Social Security [View instapost]
Dave, I respectfully disagree.
Insurance is a strategy for mitigating risk. For example: I have been a member of AAA since 1977. Every year I pay the membership fee (i.e. the "premium"), and most years I don't need to ask them for help (i.e. the "benefit"). But when I do need to ask them for help, I don't have to pay at that time, because I've already paid.
Social Security is a way to take money from some people and give it to others.
The two are not the same.
What Will $2 Million Get You In Retirement? [View article]
Dave, I completely agree with you!
Not only will no one do it for me, but when I do it for myself, I get to claim all the credit! :-)
What Will $2 Million Get You In Retirement? [View article]
People who don't want to hear that, or want to be taken care of by others, will find many negative adjectives to call me.
Then I quote my high school debate coach, who said, "When the ad hominem attacks begin, it means they have run out of intellectual ammunition to attack your argument, the debate is over, and they have lost."