I'm a computer programmer and teacher of computer programming. I am self-employed, and manage my own SEP/IRA and investments for retirement. My personal investing goal is to own a portfolio of dividend growth companies such that: 1) The overall portfolio dividend income is sufficient to pay for all of my routine retirement expenses. I do not ever want to be forced to sell something to produce cash, especially when my asset prices are down. [I have no objection to occasionally choosing to sell something to pay for a one-time expense such as a vacation or a gift.] and 2) The overall portfolio dividend income rises each year by more than the rate of inflation, so that my purchasing power does not erode over time. I invest primarily in David Fish's lists of Dividend Champions, Dividend Contenders, and Dividend Challengers. See http://www.dripinvesting.org/tools for those lists. I do not invest in MLP's or BDC's or CEF's or preferreds. I maintain a free web site that contains dividend histories for all of David Fish's Dividend Champions, Contenders and Challengers: http://www.tessellation.com/dividends
Retired Pharmacist. Call me Rose. Nose= Knows enough to know I need to keep learning and keeping a great dividend paying nest egg growing upwards. I also enjoy total return, but it is not my primary goal, it just happens to follow when buying great quality companies.
My 86 stock portfolio is listed here by sector, largest holding by value is listed first. Updated 1/6/2017.
Consumer Defensive (14): KO, PM, GIS, MO, TGT, KMB, CVS, DEO, PG, PEP, MDLZ, CL, KHC, UL.
Consumer Cyclical (8): MCD, SBUX, GPC, NKE, HAS, MAT, VFC, HD -
Healthcare (8): JNJ, ABBV, AMGN, CAH, BDX , MDT, PFE, TEVA (new and small)-
Energy (6): XOM, CVX, OXY, VLO, RDS/B & A, BP -
Tech (2): ADP, CSCO -
Industrial(6): BA, UNP, MMM, CMI, GWW, LMT. -
Financial (8): NRZ, ARI,, LADR, BXMT (mREITs) TROW, MA, V,
BDCs (6): ARCC, HTGC, NEWT, PSEC, GAIN , MRCC (new & small)-
REAL ESTATE or Real Estate Investment Trusts (REITs)
Healthcare eREITs (6) : OHI, VTR, HCN, NHI, CCP, SNR -
Equity Reits (11): WPC, DLR, O, CLDT, STAG, LXP, UBA, APLE, SPG, -STWD (hybrid mREIT)
Telecom (2): VZ and T -
Utility (9): SO, D, XEL, MGEE, WEC, DNP, LNT, CNP, FE -
DNP is a CEF which predominately holds Utilities.
Free Download of the Book by Lowell Miller here:
my DGI principles:
- buy and hold, only sell if reasons are too important to ignore like dividend cut
- only buy from David Fish´s CCC list, prefer Champions
- only buy what you understand (so noch tech or banks/financial stocks)
- each position should generate maximum of dividend income accoding to portfolio average dividend growth rate, so if worst case happened (dividend cut) overall dividend growth rate should compensate cut
- medium term goal: 55% of dividend income generated by consumer defense, telecommunication and utilities with longterm goal of 66%
portfolio in Sep 2016:
ABT, MO, ADM, T, KO, CL, XOM, GIS, JNJ, MMM, LMT, NEE, PEP,
PG, RTN, O, SO, UL, VZ
MON, PH, UTX, VFC, WEC
watching with no hope ;-)
my "All Star Team" here on SA:
Buyandhold2012, Chowder, Dividend Sleuth, Mike Nadel, Patrick Gunn, RoseNose, SimplySafeDividends (many many thanks for your work!!!)
My hobby is investing in stocks and options. I manage DivGro, a portfolio of dividend growth stocks created in January 2013. The primary goal of DivGro is to generate a reliable and growing dividend income stream. I use options to boost dividend income, primarily covered calls but also uncovered puts. My blog hosts a live and public spreadsheet with full details of DivGro so that readers can follow my investment journey. I write articles about dividend growth investing, options trading, investment decisions, stock selection, portfolio management, and passive income generation. I generate active income as an effects artist at a well-known animation studio in the Bay Area.
Retired Scientist beginning a new career learing how to invest assets acquired during 45 years of employment. Hoping to invest to be able to pay fo rany unforseen medical espenses for myself and my wife over next 30 years.