I'm a computer programmer and teacher of computer programming. I am self-employed, and manage my own SEP/IRA and investments for retirement. My personal investing goal is to own a portfolio of dividend growth companies such that: 1) The overall portfolio dividend income is sufficient to pay for all of my routine retirement expenses. I do not ever want to be forced to sell something to produce cash, especially when my asset prices are down. [I have no objection to occasionally choosing to sell something to pay for a one-time expense such as a vacation or a gift.] and 2) The overall portfolio dividend income rises each year by more than the rate of inflation, so that my purchasing power does not erode over time. I invest primarily in David Fish's lists of Dividend Champions, Dividend Contenders, and Dividend Challengers. See http://www.dripinvesting.org/tools for those lists. I do not invest in MLP's or BDC's or CEF's or preferreds. I maintain a free web site that contains dividend histories for all of David Fish's Dividend Champions, Contenders and Challengers: http://www.tessellation.com/dividends
Longtime US Army civilian; considered by peers an expert in conventional ammunition and explosives (still have all my fingers and toes). Spent almost six years in the desert over nine deployments - great experience with our troops and professionally. Retirement coming up in a few months. Golf, travel, and grand/great grandchildren to keep busy.
Investment experience - on my own since middle 90s. Sometimes a genius and other-times a head-slapper. It's all been a learning experience.
Shifting more to income for retirement but still a DGI investor. Covered calls (occasional cash secured puts) are a staple as well. Sound like DGI and options are strange bedfellows?? Not really; my first rule before investing is - Do I like this stock enough to hold for a long horizon? Works for both DGI and CCs. If I get called, then it's on to the stock's doppelganger. KO, PEP, DPS are all acceptable alternatives if one of them gets called. Of course, in a tax sheltered account, I'll consider simply re-buying after a review. Called on COP; I'll go to CVX; PSX goes, Valero works.
I'm not locked in forever on anything but stalwarts are: AAPL, JNJ, WFC, INTC, ABT/ABBV, CSX, PG (under review), EMR, ADP, and LMT.
Retired. Began doing my portfolio in 2007. Slowly building a dividend driven portfolio. Very picky on stocks rarelly holding on to anything very long that has high debt. Like to build a position then wind it down until the base price on some core shares are throwing a high yield.
Current Portfolio as of 1/8/2014:
PSEC - 7%
WEC - 5%
Im a 25 year old investor in the accumulation phase. With exception of a couple stocks higher yielding stocks in my Roth, I'm trying to study and follow the DGI method and mentality
Semi-Retired, new at active investing, seeking knowledge on best ways to invest my 401K and IRA investments, from passive mutual funds to dividend growth investments. Seeking income in the next few years through solid yield dividends while still securing and hopefully appreciating capital. Looking to add some more dividend aristocrats to the mix since they will help pay the bills in a few years to come.
Currently hold AAPL/CSCO/CLDT/EPR/EMR/F/GILD/HCN/INTC/JNJ/MAIN/MO/NHI/OHI/PFE/RAI/SBUX/SFL/SO/T/TROW/VLO/VTR, WFC, some Corp.bonds-GE/DUK/ED/VZ, BAC, also ETF DHS. (Plus some mutual funds I'm sorting through, getting ready to sell for more cash.)