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Do Mortgage Rates Really Matter?
- Mortgage rates will remain steady - within 4% to 6% for 2014.
- Unaffordable home prices will slow demand and home sales this year.
- Home valuations begin to flatten by mid-year.
- Stagnant wages and consumer spending declines weaken consumer confidence.
- First-time homebuyers still grapple with low wages, part-time employment and student debt.