Russell Bailyn is a wealth manager with Premier Financial Advisors, a boutique financial planning and investment advisory firm located in New York City. He also has a book due out this September with Wiley & Sons titled Navigating the Financial Blogosphere. His specialty area is low-cost portfolio construction using stocks and exchange-traded funds. He is also well versed on retirement and financial planning issues. Russell shares his views on various financial planning topics on Russell Bailyn's Financial Planning Blog (http://www.russellbailyn.com/weblog/).