Seeking Alpha

Ryan Pollack

View as an RSS Feed
View Ryan Pollack's Comments BY TICKER:
Latest  |  Highest rated
  • Why AT&T Still Has Potential [View article]
    Don't forget UVerse. Not even close to saturation where FIOS is pretty close to saturation.
    Dec 7 07:24 PM | 1 Like Like |Link to Comment
  • New Residential: A Directional Play On Interest Rates [View article]
    Excellent article Ivy Capital! I believe the recent downtrend is investors not understanding NRZ because of the taper talk tantrums. NRZ is a buy if rates stay the same (actually how can they get lower, we're already at 0% essentially) or move up. The time to sell imo would be when the yield curve inverts, one day in the future. Also besides principal curtailments that would slow when rate rise, there should be less non-performing mortgages in the MSR's due to a recovering housing market, decreasing leverage and debt from the average consumer, and bank's more strict requirements for lending. I was a spinoff recipient since I own NCT. I like NCT as well even more than NRZ as I am a big believer in the potential growth of senior living facilities. NCT is also undervalued based on the current dividend yield, price appreciation needs to occur to get into line as other senior living REITs. Finally I am going to give New Media a chance as well when that spinoff happens from NCT in 2014. The small town publications which would make up New Media and the corresponding websites for them have stable revenues its the big regional, city and national papers where you can find all their stories on the web. But Small Surburb, USA won't have town specific stories on the web. You need to buy those publications to find out the happenings in the town. Plus the presentation says they want to return 20% to shareholders! 20% yield with stable revenue, sign me up.
    Nov 26 02:04 PM | Likes Like |Link to Comment
  • 5 Reasons To Buy AT&T Here [View article]
    T is an ultimate cash cow that should be in your roth IRA and reinvesting dividends (VZ as well). As far as growth making smart acquisitions (ie not what happened with T-Mobile) plus Uverse could give future EPS and cash flow boosts which in turn keeps the buyback and rising dividend machine well oiled.
    Nov 13 10:22 PM | 1 Like Like |Link to Comment
  • How Cisco Can Boost Its Share Price By 41% According To Carl Icahn [View article]
    Use the cash to increase my dividend every year and buy companies that will add to growth.
    Oct 28 07:19 PM | Likes Like |Link to Comment
  • 401(k)s Don't Work, Or Do They? [View article]
    You're right about the mutual funds, there could be more choice and better fees, however, its better than nothing and if you add the tax savings now (assuming you have a traditional 401k) and any employer contributions (free money!) more than offset the lack of choice and somewhat higher fees. Personally I find the fees to be pretty low with my choices, but would like even more choice. The area where most people mess up is not having an IRA in place for extra retirement contributions and growth and its a place to transfer those old 401k's when someone leaves their job.
    Oct 18 09:03 AM | Likes Like |Link to Comment
  • So Goes the Dividend, So Goes the Stock [View article]
    Right you are! DGI and reinvesting that dividend in stocks you own should be part of everyone's long-term retirement playbook. If I can get my dividend payouts in Roth IRAs to $100,000, or $200,000 or higher by the time I'll retire then it will be a happy retirement.
    Oct 16 07:55 PM | 1 Like Like |Link to Comment
  • Cisco Won't Be On Sale Like This Forever [View article]
    Long CSCO. I believe, over a very long-term period which I plan on holding through, that CSCO could be the next IBM.
    Sep 2 04:24 PM | 1 Like Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    User25610 you didn't read above. First I'm telling you what I see from my Fidelity accounts and second they may be at $0.00 because they are tax deferred or non-taxable accounts. The dividend re-investment may be treated differently depending if your account is taxable or not, which seems to be the case.
    Sep 2 01:31 PM | Likes Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    What Fidelity shows me is my original purchase and that price, then each dividend reinvestment is listed at $0.00 (also no commission) then a new updated average cost basis factoring in all the dividend reinvestments at $0.00. And these $0.00 lowers my cost basis. nibelung is your account taxable? I reinvest in both a traditional and roth iras so maybe tax deferred and non-taxable accounts are treated differently here?
    Sep 1 12:13 PM | Likes Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    Yeah that's what I do. Perhaps we just invented a new financial term and formula for reinvesting dividends in tax priviedged accounts. Adjusted Yield on Cost lol
    Aug 29 12:29 PM | Likes Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    Then Fidelity shouldn't be reducing my cost basis like they have been doing every quarter if that's true but either way doesn't matter to me I'm growing tax free.
    Aug 27 06:42 PM | Likes Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    No it doesn't the cost basis for those purchases are considered $0. The brokerages track and adjust the cost basis for you. Its not really your money you are using its the company's money that you don't touch since they are purchasing the stock for you. That's why you want to dividend reinvest in tax deferred accounts because in the tax code its lowering your basis thus raising your taxes cause you will show a higher gain. In a 401k or IRA, you defer this payment, in a Roth you beat it since you grow tax free.
    Aug 27 03:42 PM | 4 Likes Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    I only initiated a position once in T and the rest has come from dividend reinvestment. As the dividend is reinvested its pushing down my cost basis but with T the dividend has either remained the same or increased. So I have same or increasing dividend but reduced cost basis pushing up my personal yield.
    Aug 27 12:32 PM | 2 Likes Like |Link to Comment
  • AT&T, Verizon And Why You Should Care About Their Yields [View article]
    Totally agree Matt. I was able to get in on T a while ago when it yielded 5% now my yield on cost is about 6.8% in a relatively short period of investing time. Where else will I get 6.8% a year and growing every quarter?! While it might be better to have a new position in T over VZ now my plan at some point in the future would to get a VZ position as well (to personally have the communications oligopoly in my portfolio and they could basically hedge each other in times like this where one is up 8% on the year and the other is down 2%). I don't think you can go wrong with either over the long-term.
    Aug 27 09:41 AM | 8 Likes Like |Link to Comment
  • Advanced Cell Technology: Investors Should Consider Selling [View article]
    FYI I did account for dilution in my quick estimate. I used the 3.5 billion shares they would have if latest dilution is voted through (I assume that will go through).
    Aug 20 09:32 AM | Likes Like |Link to Comment