Serge d'Adesky

discussions in which goals and objectives based on a client’s particular circumstances are established, Northstar develops a personal asset allocation model and creates and manages a portfolio based on that model. Northstar will manage advisory accounts on a discretionary and non-discretionary basis. The investment model will contain assets in classes that Northstar believes, based on historical data, have attractive combinations of return risk and correlation. Account supervision is guided by the objectives of the client in conjunction with his/her particular investment model. For each account, Northstar creates a portfolio consisting of one or more of the following: individual equities, fixed instruments, exchange traded funds (ETFs), closed-end funds (CEFs), cash, load, no-load and load-waived mutual funds. Northstar allocates the client’s investable assets among various instruments, taking into consideration the asset allocation model selected by the client. Should mutual funds be used, they will be selected on the basis of any or all of the following criteria: the fund’s performance history; industry sector in which the fund invests; track record of the fund’s manager; fund’s investment objectives; fund’s management style and philosophy; and management fees. The portfolio weighting between market capitalization and market sectors is determined by each client’s individual needs and circumstances. Clients have the opportunity to place reasonable restrictions on the types of investments to be made on the client’s behalf. In certain instances, Northstar may implement unique strategies, such as covered call writing, if deemed appropriate for and approved by the client. Clients retain ownership of all holdings.

can lead to significantly improved investment results. Mr d'Adesky is adamant in the need for a strategy when investing, and has consequently adoped the alias "The Strategic Investor". The Strategic Investor’s approach to investments starts from a global, macro-economic perspective, attempting to identify and understand the major forces affecting global economies, and shaping the very environments in which companies and governments must compete, prosper or perish. From there, the Strategic Investor identifies the fiscal, political and conjunctural forces that will cause certain sectors of the economy, or certain regions of the world, to prosper while others lag behind.