I came across Exxon Mobil (XOM) while writing an (article) for Seeking Alpha. I uncovered that Warren Buffett has 70% of his assets in only 4 stocks; American Express Company (AXP), Coca Cola (KO), International Business Machines (IBM) and Wells Fargo & Company (WFC). No fund manager would ever put 70% of their assets in just 4 companies. Unless of course they fully understood what Warren is really doing. Warren calls these his "Inevitables", his term for global giants. Basically Warren relies on the ... before I go further with Warren's investment strategy let's go over Exxon's financials to make sure they are solid.

Let's start with Exxon's reported financials for the (latest quarter).

Exxon's earning had fallen to $9.57 Billion from $10.33 Billion a year ago. Revenues fell 8% to $115.7 Billion. Oil and Gas output declined 7.5% to 3.96

I'm looking at International Business Machines (IBM) as a future buy. I was researching an article for Seeking Alpha (here) when IBM's recent stock drop brought it to my investment radar screen. As can be seen in the yahoo stock screen below it has been on a downward tread since October with a slight rise recently.

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IBM stock chart courtesy of Yahoo Finance.

As an investor and not a gambler I tread lightly on dropping or rising stocks. I use the strong moves in a stock price to do some research into its recent moves. Once I understand the reason for the strong directional moves then the stock becomes an investment instead of a gamble.

IBM is so iconic globally that I'm going to start with its financials to make sure they are solid and robust.

IBM press release for it's third quarter

Is Yahoo (YHOO) a buy at this time? The (Yahoo finance chart)
below shows a steady rise in Yahoo's stock price since September.

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Chart courtesy of Yahoo Finance.

Yahoo came into my investment radar when I was doing research on Google for a (Seeking Alpha) article. Yahoo's stock price at the time was around the $15.90 range. Not a bad run up since then. The December $18 calls were attractive at .02 cents. As an investor and not a gambler I look for catalyst that are strong enough to move a stock one way or another. Let's do some due diligence on Yahoo. We need to figure out what catalysts are causing Yahoo to rise so consistently and more importantly, if these catalysts will continue to keep Yahoo's stock rising.

I always start at (Google finance news

Bank Of America (BAC) has had a fairly easy buy and sell pattern over the past year. This pattern can be seen in the Google Finance chart below. I have purchased and sold Bank Of America twice this year based on its stock price. I will explain why this buy and sell pattern has been consistent over the past year and will continue for at least the next year or two.

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Image courtesy of Google Finance.

I invest, I don't gamble in the stock markets. Charts give me an overall picture of a stocks price over a period of time. To truly understand the chart patterns in Bank Of America I need to look deeper into a company before I invest.

I start at Google Finance news to see what is currently going on at Bank Of America. The news is bloody awful as my British

Buy Sprint (S) today to have Christmas in November. How? Let's first dig into Sprint to better understand my investment idea. Institutions own 90% of the 3 Billion outstanding shares of Sprint. Which means there are about 300 million shares outstanding in the open market. I've owned S since a wise old trader told me to acquire some shares back when it was in the $2.90 range. There were analysts predicting S declaring bankruptcy. This old trader I know convinced me that S would not declare bankruptcy and I trusted his years of trading and investment banking experience and bought Sprint when I saw it moving up. Glad I did as you can see from the chart below.

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Image courtesy of Google finance.

In early October Softbank's (SFTBF.PK) CEO Son made a big, bold move to acquire 70% of S for $20 Billion. I owned

Why am I recommending you dump Google (GOOG) now at $690? As an investor and not a gambler, I select stocks that are undervalued. Google at $690 is way overvalued. How overvalued is Google? Let's do some number crunching and research on Google.

To ground myself as an individual investor up against hedge and mutual fund managers, and to avoid the Wall Street hype built into a company's retail stock price, I use a valuation formula I call "the pawn price." What is Google's pawn price? Using Google's third-quarter financial press release, its pawn price is $20.70. The pawn price gives me a quick and effective bankruptcy price. To avoid repeating myself on how I arrived at Google's pawn price, I explain it in great detail in the pawn price link above.

Google turned in an unexpectedly weak quarter, and when an overpriced stock doesn't deliver a

I'm an investor, not a gambler. I only buy stocks that are undervalued or that are poised for a solid run-up. Now, the first dilemma I face is how to price a stock properly. I won't buy a stock until I can price it. As you read on, you will understand how important this ignored but important fundamental is to your investment in any stock you purchase. I ignore analyst estimates and go straight to a company's annual and quarterly financials. Why do I ignore analyst estimates? No one can predict with 100% accuracy the future price of a stock or its earnings. As an investor, I want 100% accuracy and I can only get that from a company's current annual and quarterly financials. If you want to gamble with your money, buy and sell based on analysts' future estimates for stock price and earnings forecasts.

I only focus on

I asked myself a few days ago, should I buy more Clearwire (CLWR) stock now? I had sold almost all of the Clearwire stock I had bought at $1.04 for $2.40. It was now at $2.30, after Sprint (S) CEO Hesse just announced that he was not in any hurry to buy Clearwire anytime soon. That got my attention. Why? Remember, "Be First and be Smart" and "Buying is easy, Selling is hard." With those 2 wise quotes, lets figure out if Clearwire represents a buying opportunity today - and when to sell it.

My formula for buying any stock is easy. 1.) Is the company undervalued? 2.) Is the management world-class? 3.) You have to earn the third one. Seriously, let's focus on the first 2 and the third one will become evident if you do your homework. Then you come up with your own conclusions as to