I retired from Procter & Gamble in 2009 after 30+ years in R&D. One of my retirement activities is honing my investing skills. While the bulk of my assets are invested in “modern portfolio theory” and “dividend growth stocks”, I spend the bulk of my time trading/investing in options. I use a combination of directional and non-directional strategies. My goal is 40%/yr ROC. In the picture I uploaded I'm aiming over the hotel on the "road" hole (#17) at St. Andrews. It's there as a reminder that an important reason we need to become good investors is so we can enjoy the fun things in life.