Steven Bauer's Instablog My Biography: In 2001, I retired and now permanently reside in Mexico. After 5 years of managing my own affairs, I resumed my career in 2007 as a financial analyst / asset manager. My career began while in University as a – manual chartist for some wealthy Investors, who had a fancy math formula from Wharton School of Finance that required an advanced background in math – that was in 1957. I have kept those old books of Charts, and the basic formula still produces profits. I'm pleased to say that the formula / algorithm is now calculated by computer, but I still get to draw fancy lines. If you would like to have further information about my work / analytics or perhaps my professional asset management, mentoring or consulting – services . . . just send me an Email, click here, ( senorstevedrmx@yahoo.com ) and I will respond promptly. Please understand that this offer is for serious investors. I expect you to share just a bit about yourself and your investment objectives - that is important to me. Furthermore, I never read or respond to the Seeking Alpha generated Messages or any Comments on my articles. Unfortunately, my experience has been very unsatisfactory. If you are seriously interested in learning more about what I do - - please Email me. senorstevedrmx@yahoo.com I write a bi-weekly personal blog you might like. click here. http://twitter.com/#!/Invest Rotation Education: I have several degrees, i.e. post graduate degrees and two doctorates. And a great deal of (too much) continued financial education. For seven years, I was a University Professor of Finance and Economics. No question, I learned more than I taught! Licenses: I had all that were needed / required and more. Designations: Over all those years, there were many initials after my name! Business Experience: I owned a privately held asset-management firm and managed individual investor and corporate accounts as a Registered Investment Advisor - for over 40 years. Published Articles: I have written and published over 400 papers / articles for both local and national circulation. Current Status: In late 2007 I came out of retirement and re-entered my writing financial commentaries in various financial blogs. I began a Weekly, Commentary / Update for the ex-patriot locals here in Mexico. In my first issue, October 2007 – I recommended - Holding 100% Cash and forecast that the Marketplace was at a Top that was meaningful. To date, within this Weekly – Commentary / Update I have accurately identified all Inflection Points, i.e. the 2009 February and subsequent Lows. The December and the recent April Highs were also forecasted and identified. I have resumed offering Asset Management and Consulting / Mentoring services as a Boutique Research Firm Financial Analyst. Email me if you might be interestes. click here. I am currently also Blogging with SafeHaven.com / Community.Nasdaq.com and of course here in SA. I also maintain a Private Blog, click here ( http://twitter.com/#!/InvestRotation ). For twelve years, I maintained an International Website - Called: "The MoneyDr." Something to Ponder for those of you that might choose to "Follow" - - or choose Not to "Follow": A little monolog to set myself apart from those who call themselves - "traders": Over all these, many years of managing assets, I have witnessed a large number of tragic situations as told to me by scores of Investors. It quickly became clear to me, early on in my career, that the financial industry is wrought with many divisive ways to separate you from your money. It takes advantage of words and emotion like: greed, fortune, comfortable retirement, etc. while at the same time restricting, if not preventing the you the Investor from understanding how to make money at a fair rate of return and to do so consistently. Over the recent years, "they" (Wall Street) has upped the requirements (complexity) for the average guy or gal to become a successful Investor. That's tragic! Perhaps the biggest lie and sales pitch and flow of miss-leading information is the “Buy and Hold” philosophy, "they" (Wall Street, Mutual Funds, the Media, and Financial Salespersons) continuously pro-pound. B & H has not been a path to successful investing and profits for several decades, and I am sure, never will! I have written many articles with the secondary title: “Why Most Investors and Nearly All Traders Lose Money." It hits hard, and the brokerage community has made life tough for me (retaliation wise) on many occasions over these years. My continuous debunking of their ways and personal goals to a lush financial lifestyle, using your money, is simple not on their agenda. The reality regarding Wall Street is that they want to make money off you, not With or For You! They are smarter (within their field) than the average Investor, in particularly by just knowing how things work, but never sharing the simple – How To - with YOU. I continue to believe that these truths and facts should be well understood by Investors, but unfortunately, and apparently it/they are not! For me, simple logic says that any professional is better trained, within their given field, then the lay or inexperienced person. Investors seeking only a fair and honest flow of profits as well as information and data are frequently disappointed. There is now a new and equally serious problem as is the Buy and Hold philosophy. It’s the Investor backlash to B & H, which is called Day Trading. DT is the new "" In "" answer, but once again people are not taking time to realize that "Investing" is much different than Day or Fast Trading. Since Day Trading began the statistics complied by Lipper Analytical Services and Yankelovich Partners clearly show that this too (Day Trading or Fast Trading) is a Big Loser for the average guy or gal. These two companies are highly regarded in the field of providing statistical information and data as well as offering excellent articles on and about the financial industry. See Google regarding these companies. "Investing Wisely" is kind of my handle and the methodology I have developed over the years is quite unique. I publish information about - how I go about making money, which is available upon request. I would like to ask you to ponder / think for a minute or so about the following question: Who and What is your current broker or financial advisor? Sure, many if not most have great credentials, and often a great deal of charisma, but it remains an undesirable fact that these people are simple “Salespersons." Is your medical Doctor or are your best friends – salespersons? In baseball talk, that’s (strike one through strike three all in a pitch - or did I mean sales-pitch?). You as an Investor have little choice or alternative but to deal with these highly motivated financial representatives. That's tragic. Understanding these facts and concepts is the first step to your positive financial future and peace of mine. Next on the list is finding an advisor / mentor, who will teach and share facts and truth with you, on a personalized basis, before you invest, not after you have lost a great deal of money. I'm sure that we all understand that the cyber world has been permanently injected into our lives and lifestyle. Financial Blogs abound with an over-flowing supply of information and opinions. Most of which is often incorrect and filled with very persuasive salesmanship! Therefore, I regret to say / agree that, it is clearly difficult to find such an experienced and trustworthy professional to mentor and assist in guiding you through a profitable process of "Investing Wisely." My advice is - keep digging until you find such a professional. Ask tough and direct questions to what appears to be an experienced and trustworthy advisor and, over time, see if his or her answers and communication have substance and give you a feeling that this professional honestly cares about YOU. Don't forget, the job description - it is to make money, and this is serious stuff. I think you will find that the time you give to the consideration and evaluation of my work / analytics will be very profitable for you. Thanks for taking the time to read my bio, I hope you can find the "right" professional "just for you" in all the important disciplines of life, and you can prosper financially with a smile. Steven H. Bauer, Ph.D. Steven Bauer http://seekingalpha.com/author/steven-bauer/instablog Want To Know For Sure – Up Or Down - Where Exxon Mobil Is Going? http://seekingalpha.com/instablog/121308-steven-bauer/1661771-want-to-know-for-sure-up-or-down-where-exxon-mobil-is-going?source=feed 1661771 Want To Know for Sure - Up or Down - Where Exxon Mobil is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell AAPL all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my Exxon Mobil Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For Exxon Mobil Graphic: http://stockcharts.com/h-sc/ui?s=XOM&p=W&yr=1&mn=6&dy=0&id=p99074968538&a=292947348

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for Exxon Mobil occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying: Click on - - > http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

Exxon Mobil is currently in an UP Trend. You should hold until I provide you an Email Warning and specific recommendations as to how and when to Sell. I believe that Exxon Mobil will be peaking in the short-term ( one to three months ) or more. You should SELL at or near that peak.

My historic accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> Mon, 18 Mar 2013 09:11:52 -0400 Want To Know for Sure - Up or Down - Where Exxon Mobil is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell AAPL all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my Exxon Mobil Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For Exxon Mobil Graphic: http://stockcharts.com/h-sc/ui?s=XOM&p=W&yr=1&mn=6&dy=0&id=p99074968538&a=292947348

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for Exxon Mobil occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying: Click on - - > http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

Exxon Mobil is currently in an UP Trend. You should hold until I provide you an Email Warning and specific recommendations as to how and when to Sell. I believe that Exxon Mobil will be peaking in the short-term ( one to three months ) or more. You should SELL at or near that peak.

My historic accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> xom Want To Know For Sure – Up Or Down - Where GE Is Going? http://seekingalpha.com/instablog/121308-steven-bauer/1658951-want-to-know-for-sure-up-or-down-where-ge-is-going?source=feed 1658951 Want To Know for Sure - Up or Down - Where GE is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell AAPL all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my General Electric Company Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For G. E's. Graphic: http://stockcharts.com/h-sc/ui?s=GE&p=W&yr=1&mn=6&dy=0&id=p28692858304&a=292945818

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for General Electric Company occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying: Click on - - > http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

General Electric Company is currently in an UP Trend. You should hold until I provide you an Email Warning and specific recommendations as to how and when to Sell. I believe that GE will be peaking in the short-term ( one to three months ) or more. You should SELL at or near that peak.

My accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> Sun, 17 Mar 2013 12:33:51 -0400 Want To Know for Sure - Up or Down - Where GE is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell AAPL all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my General Electric Company Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For G. E's. Graphic: http://stockcharts.com/h-sc/ui?s=GE&p=W&yr=1&mn=6&dy=0&id=p28692858304&a=292945818

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for General Electric Company occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying: Click on - - > http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

General Electric Company is currently in an UP Trend. You should hold until I provide you an Email Warning and specific recommendations as to how and when to Sell. I believe that GE will be peaking in the short-term ( one to three months ) or more. You should SELL at or near that peak.

My accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> ge Bank Of America Valuation Suggests A Reality Check And Issues A Bearish Warning http://seekingalpha.com/instablog/121308-steven-bauer/1658731-bank-of-america-valuation-suggests-a-reality-check-and-issues-a-bearish-warning?source=feed 1658731 A "Reality Check" is part of the process of Accurate Forecasting. You will never consistently profit in the stock market if you have incorrect expectations. Expectations come from the Media and Wall Street sources. Reality comes from Raw Data and long hours of Analytics. You have a choice of which one you choose to follow seeking profits. When the Fundamental Valuations do not support the current price and the Company, and its Industry Group are over-bought a Bearish Warning is worthy of a close and diligent watch. Forecasting is how I go about taking profits at or near a Bearish Inflection Point.

Bank of America Corp. (BAC) has little to support the near double in price from an earnings perspective. The so-called recovery of earnings this past year drops off markedly in the coming few years. Quarterly earnings are up but flat throughout 2013.

The Banking Industry Group is not setting any records. I have offered my Report Card below for JPMorgan Chase (JPM) and Wells Fargo (WFC).

The Company is still haunted by the legacy of the 2008 financial crisis. Much cost cutting has and will be taking place, but the many unwanted assets are still producing declining revenues.

Price History

Bank of America's shares sold for over $47. in 2007. The highest it has been since was in 2007 when it reached $19. per share. The pop in price in 2009 was from a low of $2. to a high of $19 per share. That is unacceptable price performance for me and should be for you too. The 20-year chart (see below) tells this story best. You may want to ponder before taking new positions. My charts compare Bank of America with the SPDR S&P 500 ETF (SPY). I use this S&P ETF to provide an important perspective about a company that I am valuating. The first thing I look at is how Bank of America has tracked the I in bullish and bearish market time frames. The second thing is a statistical measure of percentage gain and loss during bullish and bearish market time frames. Trends are a very helpful and profitable tool when Investing Wisely.

Current Valuation of Bank of America, (BAC)

(click to enlarge)

Current Report Card for Bank of America, and a Couple Peers

(click to enlarge)

Earnings Graphic for Bank of America

(click to enlarge)

Regarding the above chart, please note the following: The earnings per share remains well below the 2006 - 2007 levels. The P/E Ratio is way too high. The volume is diminishing over the years. These are not supportive facts to foster holding Bank of America in your portfolio.

Financial Statements

I have reviewed the company's income statement and balance sheet. I do not find anything to take issue with. There are many other companies with financials that present a better outlook.

Technical Opinion

It is clear from the below price charts that there are some longer-term problems with Bank of America. Technical indicators are in the process of breaking down. This is my initial warning that prices will be falling in the coming weeks / months and perhaps beyond.

I use several indices in my focus to identify the ever cycling bullish and bearish inflection points. The New York Composite Index is represented well by the ETF, SPDR S&P 500 (SPY). The Nasdaq Composite Index is represented well by the ETF, PowerShares QQQ Trust (QQQ). In my work, the identification of bullish and bearish inflection points is of critical importance to produce consistent profitability. Because this is so critical, I also emphasize and use market "breadth" indices. Breadth does not have a tracking ETF; therefore, it was necessary to create my own excel charts. Go to: http://stockcharts.com/public/1616666 and have a look.

These two indices, backed up with 'breadth,' is the foundation for my General Market technical analysis. An axiom for the general market says: "the direction (trend) of the general market has a 60% influence on security's profits or losses." The following two charts (short-term and long) include SPY, QQQ and two of the peer companies presented in this article. I hope you can understand why this analytic exercise is so important to my way of managing assets.

Short-term Chart for Bank of America

(click to enlarge)

Long-term Chart for Bank of America

(click to enlarge)

My General Market opinion is that the fundamentals are over-valued; the technicals are over-bought, and the consensus opinion is way too bullish and interest rates are on the rise. I am currently a Bear because my valuations are convincingly negative, and we are in the beginning of a Bearish Cycle; it's just that simple!

Further support for my guidance for the many Companies, the General Market can be read in my daily Instablog articles.

Summary of Bank of America Corp.

Currently, the above tables and charts present a clear and not-so-positive account of these three Banking Companies and the overall market indicators. It is a fact that, the stock market cycles endlessly both fundamentally and technically from bullish to bearish and then back to bullish again. Unfortunately, this is a pattern that is not well-understood or taken advantage of by most investors.

Within this present bearish time frame, there is nothing (longer-term) wrong with these Companies. It is simple what happens when fundamentals and technicals turn bearish. And it is just the ever present "cycling effect" and the way the stock market works. I hope you understand and will continue to follow my work / analytics. It won't be long before I can offer you a bullish and up-beat forecast once again.

General Conclusions

I am bearish on both the world economies and the general market. My more recent Instablog postings are focused on securities that should not be currently held in your portfolio. Bank of America may just be one of those securities in the coming weeks. I suggest that it is vitally important for you to understand that holding cash during questionable time frames in the marketplace is a much wiser choice than holding your present positions. I can assure you that; this is definitely a "questionable" time frame!

I invite you to read my daily InstaBlog missives. My focus is on Bellwether Companies, the Market, and occasionally select Sector or Industry Groups.

Have fun, Investing Wisely.

Dr. Steve

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

]]> Sun, 17 Mar 2013 10:41:51 -0400 A "Reality Check" is part of the process of Accurate Forecasting. You will never consistently profit in the stock market if you have incorrect expectations. Expectations come from the Media and Wall Street sources. Reality comes from Raw Data and long hours of Analytics. You have a choice of which one you choose to follow seeking profits. When the Fundamental Valuations do not support the current price and the Company, and its Industry Group are over-bought a Bearish Warning is worthy of a close and diligent watch. Forecasting is how I go about taking profits at or near a Bearish Inflection Point.

Bank of America Corp. (BAC) has little to support the near double in price from an earnings perspective. The so-called recovery of earnings this past year drops off markedly in the coming few years. Quarterly earnings are up but flat throughout 2013.

The Banking Industry Group is not setting any records. I have offered my Report Card below for JPMorgan Chase (JPM) and Wells Fargo (WFC).

The Company is still haunted by the legacy of the 2008 financial crisis. Much cost cutting has and will be taking place, but the many unwanted assets are still producing declining revenues.

Price History

Bank of America's shares sold for over $47. in 2007. The highest it has been since was in 2007 when it reached $19. per share. The pop in price in 2009 was from a low of $2. to a high of $19 per share. That is unacceptable price performance for me and should be for you too. The 20-year chart (see below) tells this story best. You may want to ponder before taking new positions. My charts compare Bank of America with the SPDR S&P 500 ETF (SPY). I use this S&P ETF to provide an important perspective about a company that I am valuating. The first thing I look at is how Bank of America has tracked the I in bullish and bearish market time frames. The second thing is a statistical measure of percentage gain and loss during bullish and bearish market time frames. Trends are a very helpful and profitable tool when Investing Wisely.

Current Valuation of Bank of America, (BAC)

(click to enlarge)

Current Report Card for Bank of America, and a Couple Peers

(click to enlarge)

Earnings Graphic for Bank of America

(click to enlarge)

Regarding the above chart, please note the following: The earnings per share remains well below the 2006 - 2007 levels. The P/E Ratio is way too high. The volume is diminishing over the years. These are not supportive facts to foster holding Bank of America in your portfolio.

Financial Statements

I have reviewed the company's income statement and balance sheet. I do not find anything to take issue with. There are many other companies with financials that present a better outlook.

Technical Opinion

It is clear from the below price charts that there are some longer-term problems with Bank of America. Technical indicators are in the process of breaking down. This is my initial warning that prices will be falling in the coming weeks / months and perhaps beyond.

I use several indices in my focus to identify the ever cycling bullish and bearish inflection points. The New York Composite Index is represented well by the ETF, SPDR S&P 500 (SPY). The Nasdaq Composite Index is represented well by the ETF, PowerShares QQQ Trust (QQQ). In my work, the identification of bullish and bearish inflection points is of critical importance to produce consistent profitability. Because this is so critical, I also emphasize and use market "breadth" indices. Breadth does not have a tracking ETF; therefore, it was necessary to create my own excel charts. Go to: http://stockcharts.com/public/1616666 and have a look.

These two indices, backed up with 'breadth,' is the foundation for my General Market technical analysis. An axiom for the general market says: "the direction (trend) of the general market has a 60% influence on security's profits or losses." The following two charts (short-term and long) include SPY, QQQ and two of the peer companies presented in this article. I hope you can understand why this analytic exercise is so important to my way of managing assets.

Short-term Chart for Bank of America

(click to enlarge)

Long-term Chart for Bank of America

(click to enlarge)

My General Market opinion is that the fundamentals are over-valued; the technicals are over-bought, and the consensus opinion is way too bullish and interest rates are on the rise. I am currently a Bear because my valuations are convincingly negative, and we are in the beginning of a Bearish Cycle; it's just that simple!

Further support for my guidance for the many Companies, the General Market can be read in my daily Instablog articles.

Summary of Bank of America Corp.

Currently, the above tables and charts present a clear and not-so-positive account of these three Banking Companies and the overall market indicators. It is a fact that, the stock market cycles endlessly both fundamentally and technically from bullish to bearish and then back to bullish again. Unfortunately, this is a pattern that is not well-understood or taken advantage of by most investors.

Within this present bearish time frame, there is nothing (longer-term) wrong with these Companies. It is simple what happens when fundamentals and technicals turn bearish. And it is just the ever present "cycling effect" and the way the stock market works. I hope you understand and will continue to follow my work / analytics. It won't be long before I can offer you a bullish and up-beat forecast once again.

General Conclusions

I am bearish on both the world economies and the general market. My more recent Instablog postings are focused on securities that should not be currently held in your portfolio. Bank of America may just be one of those securities in the coming weeks. I suggest that it is vitally important for you to understand that holding cash during questionable time frames in the marketplace is a much wiser choice than holding your present positions. I can assure you that; this is definitely a "questionable" time frame!

I invite you to read my daily InstaBlog missives. My focus is on Bellwether Companies, the Market, and occasionally select Sector or Industry Groups.

Have fun, Investing Wisely.

Dr. Steve

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

]]> jpm qqq spy wfc bac long-ideas Apple Valuation Suggests A Reality Check And Issues A Bearish Warning http://seekingalpha.com/instablog/121308-steven-bauer/1658681-apple-valuation-suggests-a-reality-check-and-issues-a-bearish-warning?source=feed 1658681 A "Reality Check" has become essential to my work / analytics. There are many ways the Marketplace does it best to deceive you. The Media and Wall Street sources do that each and every day, and they are very good at doing so. Reality comes from Raw Data and long hours of Analytics. You have a choice of which one you choose to follow seeking profits. When the Fundamental Valuations do not support the current price and the Company, and its Industry Group are over-bought a Bearish Warning is worthy of a close and diligent watch. That is how I accurately Forecasted the current pull back in (AAPL). It is also how I go about taking profits at or near a Bearish Inflection Point.

Apple Corp. has sold a ton of iPhones and iPads and in price of their stock is down from the high by over 36%. Earnings continue to be robust, and all seems well. HUM! It Isn't! The truth is starting to leak,

and the Big Guns are unloading their holdings of Apple, big time. That is evident when you do a forward Valuation of Earnings and compare the future of Apple with its past.

Future earnings drop of sharply for this year and then resume the positives of the past few years. Why are earnings off this year is my first questions? And, how accurate are future earnings is my second question? Quarterly earnings are up but flat - to slightly up throughout 2013.

The Computer Industry Group is not setting any records. I have offered my Report Card below for Dell (DELL) and Hewlett-Packard (HPQ).

The Company is going to be a big hurt to shareholders and there is currently no floor under the price per share.

Price History

Apple's shares sold for over $697. in late 2012. The current down-trend has been intack with a low of $419. per share. That is unacceptable price performance for me and should be for you too. The 20-year chart (see below) tells this story best. You may want to ponder before taking new positions. My charts compare Apple with the SPDR S&P 500 ETF (SPY). I use this S&P ETF to provide an important perspective about a company that I am valuating. The first thing I look at is how Apple has tracked the Indices in bullish and bearish market time frames. The second thing is a statistical measure of percentage gain and loss during bullish and bearish market time frames.

You will note that three times before Apple has taken a huge hit in price per share. Note the years 2000, 2006 and 2008. We learn from the past and Apple, Inc. is an excellent teacher.

Trends are a very helpful and profitable tool when Investing Wisely.

Current Valuation of Apple,

(click to enlarge)

(click to enlarge)

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

]]> Sun, 17 Mar 2013 10:32:47 -0400 A "Reality Check" has become essential to my work / analytics. There are many ways the Marketplace does it best to deceive you. The Media and Wall Street sources do that each and every day, and they are very good at doing so. Reality comes from Raw Data and long hours of Analytics. You have a choice of which one you choose to follow seeking profits. When the Fundamental Valuations do not support the current price and the Company, and its Industry Group are over-bought a Bearish Warning is worthy of a close and diligent watch. That is how I accurately Forecasted the current pull back in (AAPL). It is also how I go about taking profits at or near a Bearish Inflection Point.

Apple Corp. has sold a ton of iPhones and iPads and in price of their stock is down from the high by over 36%. Earnings continue to be robust, and all seems well. HUM! It Isn't! The truth is starting to leak,

and the Big Guns are unloading their holdings of Apple, big time. That is evident when you do a forward Valuation of Earnings and compare the future of Apple with its past.

Future earnings drop of sharply for this year and then resume the positives of the past few years. Why are earnings off this year is my first questions? And, how accurate are future earnings is my second question? Quarterly earnings are up but flat - to slightly up throughout 2013.

The Computer Industry Group is not setting any records. I have offered my Report Card below for Dell (DELL) and Hewlett-Packard (HPQ).

The Company is going to be a big hurt to shareholders and there is currently no floor under the price per share.

Price History

Apple's shares sold for over $697. in late 2012. The current down-trend has been intack with a low of $419. per share. That is unacceptable price performance for me and should be for you too. The 20-year chart (see below) tells this story best. You may want to ponder before taking new positions. My charts compare Apple with the SPDR S&P 500 ETF (SPY). I use this S&P ETF to provide an important perspective about a company that I am valuating. The first thing I look at is how Apple has tracked the Indices in bullish and bearish market time frames. The second thing is a statistical measure of percentage gain and loss during bullish and bearish market time frames.

You will note that three times before Apple has taken a huge hit in price per share. Note the years 2000, 2006 and 2008. We learn from the past and Apple, Inc. is an excellent teacher.

Trends are a very helpful and profitable tool when Investing Wisely.

Current Valuation of Apple,

(click to enlarge)

(click to enlarge)

Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

]]> dell hpq spy aapl long-ideas Want To Know For Sure – Up Or Down - Where AAPL Is Going? http://seekingalpha.com/instablog/121308-steven-bauer/1656781-want-to-know-for-sure-up-or-down-where-aapl-is-going?source=feed 1656781 Want To Know for Sure - Up or Down - Where AAPL is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my Apple Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For Apple Graphic: http://stockcharts.com/h-sc/ui?s=AAPL&p=W&yr=1&mn=6&dy=0&id=p76234212438&a=293685191

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for Apple, Inc. occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying:

http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

Apple, Inc. is currently in an DOWN Trend. You should hold Cash or Short Positions until I provide you an Email Alert and specific recommendations as to how and when to Buy or Cover Short Positions. I believe that AAPL will continue to be in a DOWN Trend for the short-term ( one to three months ) or more.

My accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> Sat, 16 Mar 2013 07:44:14 -0400 Want To Know for Sure - Up or Down - Where AAPL is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my Apple Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For Apple Graphic: http://stockcharts.com/h-sc/ui?s=AAPL&p=W&yr=1&mn=6&dy=0&id=p76234212438&a=293685191

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for Apple, Inc. occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying:

http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

Apple, Inc. is currently in an DOWN Trend. You should hold Cash or Short Positions until I provide you an Email Alert and specific recommendations as to how and when to Buy or Cover Short Positions. I believe that AAPL will continue to be in a DOWN Trend for the short-term ( one to three months ) or more.

My accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> aapl Want To Know For Sure – Up Or Down - Where Ford Is Going? http://seekingalpha.com/instablog/121308-steven-bauer/1653911-want-to-know-for-sure-up-or-down-where-ford-is-going?source=feed 1653911 Want To Know for Sure - Up or Down - Where Ford is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell AAPL all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my Ford Motor Company Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For Ford Graphic: http://stockcharts.com/h-sc/ui?s=F&p=W&yr=1&mn=6&dy=0&id=p31929407916&a=295894280

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

There is also, what I believe to be the Best Indice Indicator - Ever ! ! !

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for Ford Motor Company occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying: Click on - - > http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

Ford Motor Company is currently in an UP Trend. You should hold until I provide you an Email Warning and specific recommendations as to how and when to Sell. I believe that Ford will be peaking in the short-term ( one to three months ) or more. You should SELL at or near that peak.

My accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> Fri, 15 Mar 2013 08:59:45 -0400 Want To Know for Sure - Up or Down - Where Ford is Going?

I'm the guy that called the Top of Apple, Inc. and a number of other High Profile Companies. I am the same guy who has said: "Sell AAPL all the way down to this new Low."

My Methodology works (is profitable) for any Security on the Planet. Try Me Privately!

I'm willing to prove it privately if you will do just two things:

* Read the footer of my Ford Motor Company Graphic to see if you could be a Client and perhaps Scroll through some of my StockCharts - Public List:

For Ford Graphic: http://stockcharts.com/h-sc/ui?s=F&p=W&yr=1&mn=6&dy=0&id=p31929407916&a=295894280

For my entire StockCharts - Public List: http://stockcharts.com/public/1616666 ( I present some very compelling Graphics for the Dow 30 and many Sectors. )

There is also, what I believe to be the Best Indice Indicator - Ever ! ! !

* Send me an Email and after a brief exchange of sharing our thoughts, I will privately advise you when the peak for Ford Motor Company occurs. Under a special arrangement, I will also privately advise you on up to 5 Companies you may own or be interested in. You can Email me at:

senorstevedrmx@yahoo.com

Please read my Bio. Before replying: Click on - - > http://seekingalpha.com/author/steven-bauer?source=search_general&s=steven-bauer

Want more proof of the Accuracy of my Forecasts and Recommendations: Go to Authors in SafeHaven.com for my series of Articles that - Prove It!

Ford Motor Company is currently in an UP Trend. You should hold until I provide you an Email Warning and specific recommendations as to how and when to Sell. I believe that Ford will be peaking in the short-term ( one to three months ) or more. You should SELL at or near that peak.

My accuracy is within a couple / few percent.

Over the years I have been very forthright in making clear that my "stuff" is not free and that I am seeking new qualified Clients.

I hope you will want to get acquainted,

Dr. Steve

]]> f aapl