Steve Chang is a former musician who discovered the markets while reading The Warren Buffett Way. Steve Chang is a novice investor whose strategies focus on short to medium term investments (1-3 years); He is a believer in efficient markets over the long run, but often considers the short term to be irrational and subject to market fear and speculation. His portfolio is a biased toward market index funds 70%, and 30% in hedging strategies composed of various options and exchange traded funds.